平安御享傳家2.0終身壽險(xiǎn)（分紅型）產(chǎn)品說明書

終身0周歲至65周歲：交費(fèi)期間可選擇躉交、3年交、5年交、10年66周歲至70周歲：交費(fèi)期間可選擇躉交、3年交。被保險(xiǎn)人身故時(shí)當(dāng)年保障額度等于被保險(xiǎn)人身故時(shí)主1數(shù)案。保單紅利是不保證的，在某些年度紅利l死差益是指，實(shí)際的死亡發(fā)生率與預(yù)計(jì)的死亡發(fā)l利差益是指，實(shí)際的投資收益高于預(yù)計(jì)的投資收益時(shí)所產(chǎn)生的盈l抵交保險(xiǎn)費(fèi)：紅利用于抵交下一期的應(yīng)付保險(xiǎn)費(fèi)，如果抵交后仍l購買交清增額保險(xiǎn)：依據(jù)被保險(xiǎn)人當(dāng)時(shí)的年齡，以紅利作為一次交清的凈保險(xiǎn)費(fèi)，增加主險(xiǎn)合同的累積交清增購買交清增額保險(xiǎn)后，如下兩種情形下交清增被保險(xiǎn)人身故時(shí)交清增額保險(xiǎn)的當(dāng)年保障額度等于1數(shù)主險(xiǎn)合同為分紅保險(xiǎn)合同，您的保單實(shí)際具有的現(xiàn)金價(jià)值除保險(xiǎn)單上載明的數(shù)值之 其他權(quán)利人退還主險(xiǎn)合同的現(xiàn)金價(jià)值，其他權(quán)利人為保單年度年交保險(xiǎn)費(fèi)累計(jì)保險(xiǎn)費(fèi)生存總利益身故總利益現(xiàn)金價(jià)值（退保金）身故保險(xiǎn)金當(dāng)年交清增額保額累積交清增額保額累積交清增額現(xiàn)金價(jià)值（退保金）累積交清增額身故保險(xiǎn)金保證利益演示紅利利益演示保證利益演示紅利利益演示保證利益演示紅利利益演示保證利益演示紅利利益演示保證利益演示紅利利益演示保證利益演示紅利利益演示11000001000003130031801160000160501313001600000904090405010501210000020000083900857102800002818108390028000002238031420181001810310000030000015480015987342000042507315480042000003559067010507305073403000002198002294544200004310952198004200000360201030309654011095503000002848003003974200004355972848004200000364801395101559701559760300000291800312021420000440221291800420000036940176450202210202217030000029890032402642000044512629890042000003739021384025126025126803000003061003364064200004503063061004200000378702517103030603030690300000313600349393420000455793313600420000038350290060357930357930300000321200362803420000461603321200420000038820328880416030416030300000362200438113420000495913362200420000041350530490759130759132003000004091005297744200005406744091004200000441107453601206740120674250300000462800641424462800641424462800462800047190975020178624017862403000005237007767645237007767645237005237000504901220760253064025306403000005925009404445925009404445925005925000540401483770347944034794440030000067030011386166703001138616670300670300057840176523046831604683164503000007584001378742758400137874275840075840006189020664306203420620342500300000858000166923385800016692338580008580000662402388790811233081123355030000097070020210229707002021022970700970700070890273379010503220105032260030000010981002446965109810024469651098100109810007585031029801348865013488656503000001242200296222112422002962221124220012422000811803498110172002101720021注:保單年度年交保險(xiǎn)費(fèi)累計(jì)保險(xiǎn)費(fèi)生存總利益身故總利益現(xiàn)金價(jià)值（退保金）身故保險(xiǎn)金當(dāng)年紅利累積紅利保證利益演示紅利利益演示保證利益演示紅利利益演示保證利益演示紅利利益演示保證利益演示紅利利益演示12000002000006020061770280000281570602002800000157001570220000040000015660016251356000056591315660056000004304059133200000600000280000293166840000853166280000840000071040131664200000800000502800526266112000011434665028001120000099710234665200000100000074320078015814000001436958743200140000001290603695860100000096260010136941400000145109496260014000000132110510947010000009858001051694140000014658949858001400000013524065894801000000100980010911851400000148138510098001400000013843081385901000000103420011317901400000149759010342001400000014170097590010000001059400117393414000001514534105940014000000145050114534010000001196800140820412000001411404119680012000000163490211404200100000013542001685864135420016858641354200135420001849603316642501000000153200020118791532000201187915320001532000020926047987901000000173340023947201733400239472017334001733400023676066132001000000196100028431581961000284315819610001961000026787088215840010000002218800336841422188003368414221880022188000303060114961445010000002510200398232325102003982323251020025102000342870