合同范本之太平洋保險(xiǎn)合同條款2024年

合同范本之太平洋保險(xiǎn)合同條款2024年ContractTemplateforPacificInsurancePolicyTerms(2024Edition)INSURED(Policyholder):_______________________Address:_______________________ContactNumber:_______________________INSURER(InsuranceCompany):_______________________Address:_______________________LegalRepresentative:_______________________ContactNumber:_______________________WHEREAS,theInsureddesirestoobtaininsurancecoveragefromtheInsurerforcertainrisks,andtheInsureriswillingtoprovidesuchcoverage,thepartiesheretoagreeasfollows:Article1:InsuranceCoverage1.1TheInsureragreestoprovideinsurancecoveragetotheInsuredforthefollowingrisks:TypeofRisk:_______________________;DescriptionofCoverage:_______________________;PolicyTerm:From________to________.1.2Thescopeofcoverageshallbeasdetailedintheattachedinsurancepolicyterms.Article2:Premium2.1Thepremiumfortheinsurancecoverageshallbecalculatedasfollows:AnnualPremium:RMB________;PaymentDueDate:Within________daysfromthedateofpolicyissuance.2.2TheInsuredshallpaythepremiumtotheInsurerinaccordancewiththepaymentschedulespecifiedinthepolicy.Article3:PolicyTerm3.1Thepolicytermshallcommenceonthedateofpolicyissuanceandshallcontinueforaperiodof________yearsunlessterminatedearlierinaccordancewiththetermsofthiscontract.Article4:Claims4.1TheInsuredshallnotifytheInsurerpromptlyinwritingofanyincidentthatmaygiverisetoaclaimunderthispolicy.4.2TheInsurershallhavetherighttoinvestigateanyclaimanddeterminetheextentofcoverage.Article5:Exclusions5.1Theinsurancecoveragedoesnotextendtothefollowing:Actsofwar,invasion,oractsofforeignenemies;Nuclearweapons,materialderivedfromnuclearfuel,orradioactivewaste;DeliberateactsbytheInsured.5.2Thefulllistofexclusionsisdetailedintheattachedinsurancepolicyterms.Article6:PolicyCancellation6.1TheInsuredmaycancelthispolicybygivingwrittennoticetotheInsureratleast________dayspriortothepolicyexpirationdate.6.2TheInsurermaycancelthispolicyuponbreachofanymaterialtermbytheInsured.Article7:Renewal7.1TheInsurershallnotifytheInsuredoftheoptiontorenewthispolicyatleast________dayspriortothepolicyexpirationdate.7.2TherenewalpremiummaybeadjustedbasedontheInsurer'sunderwritingguidelines.Article8:Assignment8.1TheInsuredmayassignthispolicytoathirdpartywiththepriorwrittenconsentoftheInsurer.Article9:DisputeResolution9.1Anydisputesarisingoutoforinconnectionwiththiscontractshallberesolvedthroughfriendlynegotiation.Ifnegotiationfails,thepartiesmaysubmitthedisputetothearbitrationinstitutiondesignatedbytheInsurer.Article10:AmendmentstotheContract10.1Anyamendmentstothiscontractmustbemadeinwritingandsignedbybothparties.Article11:Notices11.1Allnoticesunderthiscontractshallbeinwritingandshallbedeemeddeliveredwhenreceivedbytheaddressee.Article12:GoverningLaw12.1ThiscontractshallbegovernedbyandconstruedinaccordancewiththelawsofthePeople'sRepublicofChina.Article13:EffectivenessoftheContract13.1Thiscontractshallbecomeeffectiveuponsignaturebybothparties.INSURED(Policyholder):_______________________Signature:_______________________Date:_______________________INSURER(InsuranceCompany):_______________________LegalRepresentativeorAuthorizedSignatory:_______________________Signature:_______________________Date:_______________________Attachments:InsurancePolicyTerms:Detailedtermsandconditionsoftheinsurancecoverage.PremiumPaymentSchedule:Scheduleforthepaymentofpremiums.ClaimProcedures:Proceduresforfilingandprocessingclaims.ExclusionsList:Listofexcludedrisksandevents.RenewalTerms:Termsandconditionsforpolicyrenewal.(Thefirsthalfofthecontractendshere.Thesecondhalfwillbeprovidedinthenextresponse.)Article14:Confidentiality14.1Bothpartiesshallkeepconfidentialallinformationobtainedinthecourseofperformingthiscontractandshallnotdisclosesuchinformationtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty.Article15:InsuranceFraudPrevention15.1TheInsuredshallnotengageinanyfraudulentactivitiesinconnectionwiththisinsurancepolicy.Anyfraudulentclaimsshallbesubjecttolegalconsequences.Article16:PolicyDocumentation16.1TheInsurershallprovidetheInsuredwithallnecessarypolicydocumentation,includingbutnotlimitedtothepolicyterms,claimforms,andpremiumnotices.Article17:RightofInspection17.1TheInsurerreservestherighttoinspecttheinsuredpropertyorriskatanytimetoassesscompliancewiththepolicyterms.Article18:Subrogation18.1Intheeventofaclaim,theInsurershallhavetherightofsubrogationtorecoverfromanythirdpartyresponsiblefortheloss.Article19:Waiver19.1Thefailureofeitherpartytoenforceanyprovisionofthiscontractshallnotbeconstruedasawaiverofsuchprovision.Article20:Severability20.1Ifanyprovisionofthiscontractisheldtobeinvalidorunenforceable,suchprovisionshallbestruck,andtheremainingprovisionsshallbeenforced.AttachmentsandSupplementaryExplanations:I.AttachmentList:InsurancePolicyTerms:Comprehensivetermsandconditionsoftheinsurancecoverage.ClaimForm:Standardformtobeusedforsubmittingclaims.PremiumPaymentReceipts:RecordsofpremiumpaymentsmadebytheInsured.RiskAssessmentReport:Reportdetailingtheassessmentoftheinsuredrisk.Anti-FraudPolicy:Statementoutliningthemeasuresagainstinsurancefraud.II.BreachofContractandDetermination:Breachofcontractincludesbutisnotlimitedto:Non-paymentorlatepaymentofpremiumsbytheInsured.MisrepresentationorconcealmentofmaterialfactsbytheInsured.FailuretocomplywithpolicytermsandconditionsbytheInsured.Breachofcontractshallbedeterminedbasedontheevidenceofnon-compliancewiththetermsofthecontract.III.LegalTermsandDefinitions:Policyholder:Thepersonwhopurchasestheinsurancepolicy.Insurer:Theinsurancecompanyprovidin