全新版大學(xué)高階英語(yǔ)：綜合教程 第3冊(cè)Unit 3 Managing Personal Finances課件

Unit3ManagingPersonalFinancesLearningObjectives

MoralSkillslanguageAchieveathoroughunderstandingofhowtoproperlymanagepersonalfinancesBuildawarenessofdevelopinggoodspendinghabitsApplyusingflashbacksinnarrativewritingDevelopcriticalthinkingabilitiesGrasp

keylanguagepointsandtheirusageincontextPart

2InReadingPart

3AfterReadingPart

4CriticalThinkingCONTENTSPart

5CultureFocusPart

6HomeReadingBeforeReadingManagingPersonalFinances1.Quotations2.ViewingandComprehension3.DiscussionBackBeforeReading1.Happinessisnotinthemerepossessionofmoney;itliesinthejoyofachievement,inthethrillofcreativeeffort.

—FranklinD.Roosevelt

2.Thatmanisrichestwhosepleasuresarethecheapest.

—HenryThoreau

3.Moneyisagoodservantandabadmaster.

—FrancisBacon

能處處尋求快樂(lè)的人才是最富有的人?！嗬?梭羅金錢是善仆，也是惡主。

—弗朗西斯?培根幸福不在于僅僅擁有金錢，而在于取得成就時(shí)的喜悅和創(chuàng)造性勞動(dòng)帶來(lái)的興奮、激動(dòng)。—富蘭克林?D?羅斯WatchthevideoclipHowtoBuildaStrongFinancialFoundationDuringCollegeYearsandanswerthefollowingquestions.BeforeReading1.Whatdoesthephrase“intheblack”mostprobablymean?

2.Accordingtothevideo,whatarethethreestepscollegestudentscantaketomanagetheirmoneyresponsibly?

3.Whatelsecancollegestudentsdotostayingoodfinancialshape?

BeforeReading“Intheblack”meanshavingmoneyinyourbankaccount.Collegestudentscantakeafewsmartmoves.Thefirststepistocreateabudget.Next,theyneedtocontroltheirimpulsesandlimittheirspending.It’salsoimportanttostartbuildingagoodcreditrating.So,studentsshouldkeeponecreditcard,butuseitsparingly,andpaythebalanceinfullandontime.Studentscankeeptrackofwhatthey’vepaidoutandwhattheyhaveleftintheiraccount(s).Ifpossible,theymayalsofindapart-timejobtogetsomeextramoneyandgainvaluableworkexperience.(Answersmayvary.)Discussinpairs.1.Howmuchareyourmonthlylivingexpenses?2.Whatcostsmostofyourdailyexpenses?3.Whatistheprimarysourceofyourdailyexpenses?4.Doyouhaveadailybudget?Doyoukeeptrackofyourdailyexpenses?BeforeReadingInReadingGlobal

ReadingDetailed

ReadingInReading–GlobalReadingAttractionsofManhattan________buildingsmassive,______residencesdrinking____________having_________conversationslivinginan________waymanyart-movie_______24-hour_______gorgeousornateginandtoxicsinterestingauthentichousestakeoutInReading–GlobalReadingHowtheauthor’sManhattandreamturnedintoanightmare?Manhattanisthemost_________cityintheUS.Shewantedto__________________,despiteherlowincome.Sheentereda_______________,whichwasarichperson’sdecision.Shethought__________________________werethepointofbeingyoung,thepointoflivinginNewYork,andthepointofliving.Shedidn’trecognizethatshewas______likearichpersonwhenshewasbecomingincreasingly_____.expensivekeepupappearancesgraduateprogramMartinisandexpensivedinnersactingpoorInReading–DetailedReadingMyMisspentYouth

by

MeghanDaumAfewmonthsago,IwaswalkingdownWestEndAvenue,inManhattan,andIrememberedwithasadnessthatnearlyknockedmeoffmyfeetjustwhyI’dcometoNewYorksevenyearsago,andwhyIwasnowabouttoleave.CertainkindsofbuildingsseemalmosttoogorgeoustoexistandI’mstillamazedthatmassive,ornateresidenceslike838WestEndAvenuereceivemailandspillkidsoutoftheirfrontdoorslikeprettymuchanyhomeanywhere.WhenIwasgrowingupinnorthernNewJerseyIhadnoideathatordinarypeoplecouldliveinsuchplaces.Then,whenIwasseventeen,IwalkedintoanapartmentatWestEndAvenueand104thStreetanddecidedthatIhadtobeoneofthosepeople.Itwasthesummerof1987,andIwaslearninghowtodriveacar.Myfather,whoisacomposer,hadallowedmetodrivehimtoManhattaninourPlymouthHorizontodropoffsomescoreswithamusiccopyist.Therewasnothingparticularlystrikingaboutthecopyist’sapartment:itwasaInReading–DetailedReadingmodestfour-roomprewarwithmoldingsaroundtheceiling.Probablynotveryexpensive.Butonthatsummernight,lookingouttheliving-roomwindowtowardtheriverthatsofamouslyandeffectivelykeepsheresafelyawayfromthere,moneywasthelastthingonmymind;IjustknewthatthiswaswhereIwantedtolive,andfromthatmomentoneverydecisionImadewasbasedonthatconviction.

I’vealwaysbeensomebodywhoexertsagreatdealofenergytogetmyrealitiestomatchmyfantasies.I’malsoprettygoodat“gettingby”—especiallyifyouapplyInReading–DetailedReadingtheincreasinglycommondefinitionoftheterm,whichhasmoretodowithkeepingupappearancesthanwithkeepingthingsundercontrol.Soitwasn’tuntilrecentlythatIrealizedIwasn’thavingsuchagoodtimeinNewYorkanymore.LikeasocialsmokerwhosesupposedlyendearingdesiretoemulateMarleneDietrichhaslandedherinacancerward,Ihaverecentlywokenuptothefrighteningfalloutofmyownromanticnotionsoflifeinthebigcity:I’mtwenty-nineyearsold,andIamcompletelyovermyheadindebt.IliveinthemostexpensivecityinthecountrybecauseInReading–DetailedReading

Ihavelongbelievedthatmycareerisdependentuponit.IspendmoneyonMartinisandexpensivedinnersbecause,asistypicalamongmyspeciesofdebtor,ItellmyselfthatMartinisandexpensivedinnersaretheentirepoint—thepointofbeingyoung,thepointoflivinginNewYorkCity,thepointofliving.Inthisframeofmind,thedollarsspent,liketheworkingsofamachinewhichnoonebotherstounderstand,becomeanabstraction,avehicleoftaste.

AsItrytosortouttheoriginsofmypresentfinancialsituation,IalwayscomebacktotheindescribableyearningInReading–DetailedReadingIhadasateenagerforsomesortof“intellectual”lifestyle.IcomefromanaffluentNewJerseysuburbwhosemaindrawisitsgoodpublic-schoolsystem,butIwantedtolivesomeplacewheresmartpeoplesatarounddrinkingginandtonics,havinginterestingconversations,andliving,accordingtomylogic,inanauthenticway.WhenIgraduated,in1992,IfollowedaherdofmyclassmatesintoManhattan.Igotanentry-leveljobinpublishing,and,alongwithacoupleoffriends,rentedafive-roomprewarapartmentwithchippingpainton100thInReading–DetailedReadingStreetoffRiversideDrive.Myjob,asaneditorialassistantataglossyfashionmagazine,paideighteenthousanddollarsayear.ThewomanwhohiredmetoldmethatshehopedIhadanindependentsourceofincome,asIcertainlywouldn’tbeabletosupportmyselfonmysalary.ButIdidsupportmyself.Myroommates—anelementary-schoolteacher,whowasmakingnineteenthousanddollarsayear,andafilmstudent,whoworkedparttimeatanon-profitartsorganization—supportedthemselves,too.WeeachpaidaroundfivehundredandfiftydollarsamonthinrentandlivedasrecentgraduatesInReading–DetailedReadingshould,eatingramennoodlesandninety-nine-centWhiteRosemacaroniandcheese.Lookingback,Iseethoseyearsasacheap,happytime.Itwasatimeduringwhichacertainkindofpovertywasappropriate.UnliketheWestSeventiesandEighties,myneighborhoodseemedlikeaplaceforpeoplewhoknewthecity,forpeoplefromthecity.ThoughIwaslivinghandtomouth,Iloveditthere,andlookedforwardtomovingaheadinmycareerandonedaybeingabletoaffordmyownplaceintheneighborhood.InReading–DetailedReadingTheyearIenteredgraduateschoolwastheyearIbeganmakingarichperson’sdecisions.Enteringthisparticulargraduateprogramwasarichperson’sdecision.RemainingtherewhenitbecameclearthatIwasnotgoingtogetanyscholarshipmoney,andthattheclassschedulewouldpreventmefromholdingdownadayjob,wasalsoarichperson’sdecision.

Butit’shardtorecognizethatyou’reactinglikearichpersonwhenyou’rebecomingincreasinglypoor.Besides,Iwasneverwithoutajob.Iworkedforananthropologyprofessorforninedollarsanhour.IreadmanuscriptsattenInReading–DetailedReadingdollarsapopforaliteraryagent.Iworkedatauniversitypressfortendollarsanhour.SometimesIcalledinsicktothesejobsanddidtempworkatmidtownofficesforseventeendollarsanhour.Acoupleoftimes,Itookoutcashadvancesonmycreditcardstopaytherent.Therewasaperiodduringaparticularlymiserablewinter,in1994,whenItriedtomakeitthroughthreeweeksonthirty-fourdollars,walkingsixteenblockstoschoolinsubzerotemperaturesandstealingmyroommates’food,hopingtheywouldn’tnotice.Oneday,Islippedontheicethreetimes,gotinacab,anddecidedtotakeoutaprivateInReading–DetailedReadingloanfromColumbiafortwothousandfivehundreddollars.Athousandofitwenttopayoffpartofacreditcard.Iuseduptherestwithinamonth.AsIwasfinishingatColumbia,however,Ibegantogetsomefreelancework,soIcontinuedtohedgemybets.Iwaspublishingmagazinearticlesregularlyand,afterafewmonthsoftempingatinsurancecompaniesandbanks,scoredsomesteadyassignmentsthat,tomydelight,allowedmetoworkasafull-timefreelancewriter.Afterfiveyearsandeightdifferentroommatesinthe100thStreetapartment,Iwasearningenoughmoneytomoveintomyownplace.InReading–DetailedReadingIn1997,Iwastwenty-seven,teachingawritingcourseatN.Y.U.,publishinginavarietyofmagazines,andearningaboutfifty-fivethousanddollarsbeforetaxes.(Theteachingjobpaidonlytwenty-fivehundreddollarsforanentiresemester,butIwastooenamoredoftheideaofbeingacollegeinstructortowonderifIcouldaffordtotakeit.)

ItwasaroundthistimethatIstartedhavingtroublethinkingaboutanythingotherthanhowtomakeapaymentonwhateverbillwassittingonmydesk,mostlikelyweeksoverdue,atanygiventime.IbegangettingInReading–DetailedReadingfinaldisconnectionnoticesfromthephonecompany,lettersfromthegascompanyasking“Haveyouforgottenus?,”andcollectioncallsfromVisa.Inoticedthatdespitehavingfollowedtheurbanstriver’sguidetosuccess,Iwasmorethanseventy-fivethousanddollarsinthehole.Severalmonthsago,onadaywhenthedebtanxietyhadflaredupevenmorethanusual,IfoundmyselffantasizingaboutmovingtoLincolnNebraska.I’dbeentoLincolntwiceonamagazineassignment,metsomenicepeople,andfoundmyselflikingitenoughtoentertaintheInReading–DetailedReadingnotionofmovingthere.ButbothtimesI’ddiscardedtheideatheminutethewheelshitthetarmacatLaGuardia.SurelyI’dneverbeabletolivewithoutart-moviehousesandtwenty-four-hourtakeout.Duringmylastroundofpanic,however,Iconvincedmyselfthatitwasagoodplan.Icanrentanapartmentthereforthreehundreddollarsamonth.Icanrentanentirehouse,ifIwantone,forsevenhundreddollars.Full-coveragehealthinsurancewillcostmeseventy-fivedollarsamonth.Apparently,peopleinNebraskaalsolistentoNPR,andthereareevenplacestoInReading–DetailedReadingliveinLincolnthathaveoakfloors.HadIknownthatbefore,ImighthaveskippedoutonthisNewYorkthingaltogetherandsparedmyselfthefinancialandpsychologicalordeal.ButI’mkindofgladIdidn’tknow,becauseI’vehadavery,verygoodtimehere.I’mjustleavingthepartybeforethecopsbreakitup.InReading–DetailedReadingFurtherUnderstandingQuestions1.Whatdoestheauthormeanbysayingthatsheisprettygoodat“gettingby”?2.AsateenagegrowingupinarichNewJerseysuburb,wheredidtheauthorwanttolive?InReading–DetailedReadingTheauthormeansthatsheismuchbetteratkeepingupappearancesthanwithkeepingthingsundercontrol.Shewantedtolivesomeplacewheresmartpeoplesatarounddrinking,havinginterestingconversationsandlivinginanauthenticway.FurtherUnderstandingQuestions3.Whatisthefrighteningfalloutoftheauthor’sromanticnotionsoflifeinthebigcity?4.Whendidtheauthorbeginmakingarichperson’sdecisions?InReading–DetailedReadingShe’stwenty-nineyearsold,andsheiscompletelyoverherheadindebt.IntheyearwhensheenteredagraduateprogramatColumbiaUniversity.FurtherUnderstandingQuestions5.DoestheauthorregretherdecisiontomovetoNewYork?Whyorwhynot?InReading–DetailedReadingBackNo.Theauthordoesn’tregretit.Despitethefinancialandpsychologicalordeal,shethinksshestillhashadagoodtimeandlivedinanauthenticwayinNewYorkCity.…I’mstillamazedthatmassive,ornateresidenceslike838WestEndAvenuereceivemailandspillkidsoutoftheirfrontdoorslikeprettymuchanyhomeanywhere.Whatcanyouinferfromthesentence?InReading–DetailedReadingIntheauthor’simagination,theworldoftherichiscompletelydifferentfromthatofthecommonfolks,henceheramazementatthewaytheyreceivemailandtheirkidsgooutoftheirfrontdoor.

LikeasocialsmokerwhosesupposedlyendearingdesiretoemulateMarleneDietrichhaslandedherinacancerward…Whatdoesasocialsmokerreferto?InReading–DetailedReadingOnewhowillonlysmokeinsocialsituations.AsItrytosortouttheoriginsofmypresentfinancialsituation,IalwayscomebacktotheindescribableyearningIhadasateenagerforsomesortof“intellectual”lifestyle.TranslatethesentenceintoChinese.InReading–DetailedReading當(dāng)我試圖找出我目前經(jīng)濟(jì)狀況的根源時(shí)，總會(huì)想到我十幾歲時(shí)對(duì)某種“有品味的”生活方式的難以形容的渴望。ItwasaroundthistimethatIstartedhavingtroublethinkingaboutanythingotherthanhowtomakeapaymentonwhateverbillwassittingonmydesk,mostlikelyweeksoverdue,atanygiventime.TranslatethesentenceintoChinese.InReading–DetailedReading也正是從這個(gè)時(shí)候開(kāi)始，我的腦子無(wú)時(shí)無(wú)刻不在想著如何支付我桌上堆積起來(lái)的賬單，這些賬單大都已逾期數(shù)周。Full-coveragehealthinsurancewillcostmeseventy-fivedollarsamonth.Whatdoes“full-coverageinsurance”mean?InReading–DetailedReadingItreferstoinsurancethatprovidespaymentforalllossesuptothelimitofthepolicy,i.e.nomatterwhattypeofdamageoccurs,thelosseswillbecovered.HadIknownthatbefore,ImighthaveskippedoutonthisNewYorkthingaltogetherandsparedmyselfthefinancialandpsychologicalordeal.1.Analyzethestructureofthesentence.2.TranslatethesentenceintoChinese.InReading–DetailedReadingThesubjunctivemoodisusedhere.

該句省略了連詞if,是虛擬語(yǔ)氣的倒裝形式。如果我早知道這些的話，我可能根本就不會(huì)來(lái)紐約了，也不會(huì)受到經(jīng)濟(jì)和心理上的折磨。InReading-LanguageFocusbeabouttobegoingtodosth.verysoon即將，行將Pleasetakeyourseats,ladiesandgentlemen.Theperformanceisabouttobegin.女士們、先生們，請(qǐng)入座。演出馬上就要開(kāi)始了。BackInReading-LanguageFocusgorgeousa.

(fml)

dazzlinglybeautifulormagnificent眩目艷麗的，極其宏偉的Alicetooksomegorgeousphotosofmyone-month-olddaughtertwodaysago.It’sathreehourdriveeachway,butthesceneryisgorgeous.駕車去那里單程就要3小時(shí)，但景色實(shí)在壯麗。Back兩天前，愛(ài)麗絲給我一個(gè)月大的女兒拍了一些很漂亮的照片。InReading-LanguageFocusresidence

n.(fml)alargeimposinghouse;theplaceinwhichapersonresides大宅；居所10DowningStreetistheofficialresidenceoftheBritishPrimeMinister.唐寧街10號(hào)是英國(guó)首相的官邸。BackInReading-LanguageFocusstrikinga.attractingattention惹人注目的Davidpresentsastrikingcontrasttohisshyandquietbrother.Themoststrikingfeatureofthisappisthatitisveryuser-friendly.這個(gè)應(yīng)用程序最顯著的特點(diǎn)是它對(duì)用戶十分友好。Back大衛(wèi)與他那害羞安靜的兄弟形成了鮮明的對(duì)比。InReading-LanguageFocusmodesta.notverylargeorexpensive不大的，不很貴的，適度的Thegovernmenthasmademodestprogressincuttinggreenhousegasemissions.ThisFestivaloftheArts,whichbeganonamodestscalein1966,nowisincludedinthetop10eventsintheUnitedStates.這個(gè)藝術(shù)節(jié)始于1966年，當(dāng)時(shí)規(guī)模不大，而如今已成為美國(guó)的十大盛事之一。Back政府在減少溫室氣體排放方面已有一些作為。InReading-LanguageFocusconvictionn.afixedorfirmlyheldbelief,opinion,etc.堅(jiān)定的信念或看法IhaveadeepconvictionthathighlyintelligentbeingsexistonMars.Shewasmotivatedbystrongmoralconvictions.她的行動(dòng)是出于堅(jiān)定不移的道德信念。Back我堅(jiān)信火星上生存著具有高度智慧的生物。InReading-LanguageFocusexertvt.putforth(strength,effort,etc.);put(oneself)intoactionortotiringeffort用（力），使勁Iexertedallmystrengthtomovethebookshelf.Hehasbeenexertinghimselftoobtaintheirpardon.他已經(jīng)盡力求得他們的原諒。Back我使盡全身的力氣移動(dòng)書架。InReading-LanguageFocusgetbymanagetosurvive;succeedwiththeleastpossibleeffort設(shè)法活下去；勉強(qiáng)應(yīng)對(duì)IcanjustaboutgetbyinFrench.Manypeopleareplanningonhowtheyaregoingtogetbywithoutheatthiswinterbecausetheycannotaffordit.很多人正在計(jì)劃今年如何度過(guò)一個(gè)沒(méi)有暖氣的冬天，因?yàn)樗麄兏恫黄鹋瘹赓M(fèi)。Back我用法語(yǔ)只能勉強(qiáng)應(yīng)付。InReading-LanguageFocusapply

vt.

makeuseofasrelevantorsuitable使用；應(yīng)用Itisdifficulttoapplytheseideasinpractice..Psychologistsnowapplythefindingsofpsychologyinnonacademicsettingssuchasbusiness,sports,government,andlaw.心理學(xué)家們現(xiàn)在將心理學(xué)研究中的發(fā)現(xiàn)應(yīng)用到非學(xué)術(shù)類的場(chǎng)合，如商業(yè)、體育、政府和法律。BackInReading-LanguageFocuskeep/bring/get(sth.)undercontrolsucceedindealingwith(sth.)sothatitdoesnotcauseanydamage控制，抑制Keepyourdogundercontrolatalltimesandensureitdoesnotattackanypersonoranyotheranimal.Localsandthepolicewereworkinguntiringlytobringtheforestfireundercontrol.當(dāng)?shù)鼐用窈途煺谌σ愿暗乜刂粕执蠡?。Back你得始終看好你的狗，保證它不會(huì)襲擊任何人或者其他動(dòng)物。InReading-LanguageFocussupposedlyad.accordingtowhatisgenerallybelievedbutnotknownforcertain據(jù)信；據(jù)說(shuō)Thismovieissupposedlybasedonatruestory.Whensupposedlysmartstudentsgavepooranswers,teacherstendedtolookforsomethingpositiveintheirresponses.當(dāng)那些被認(rèn)為很聰明的學(xué)生沒(méi)有給出滿意的回答時(shí)，教師往往會(huì)試圖在他們的答案中尋找亮點(diǎn)。Back據(jù)說(shuō)這部電影基于一個(gè)真實(shí)的故事。InReading-LanguageFocusromantica.excitingandmysteriousandhavingastrongeffectonone’semotions;impracticalinconceptionorplan浪漫的；不切實(shí)際的Lotsofpeoplewholiveincitieshavearomanticimageofcountrylife.NickandLauraarenewlywedswhostillhaveromanticideasaboutgettingaheadandraisingafamilyinabigcity.尼克和勞拉新婚不久，對(duì)于在大城市成家立業(yè)還有著不切實(shí)際的幻想。Back許多居住在城市里的人對(duì)鄉(xiāng)村生活有一種浪漫的幻象。InReading-LanguageFocusdependent

a.needingsth.orsb.inordertoexist,besuccessfuletc.依賴的，依靠的Ourmodernworldisdependentuponnaturalresourcesminedfromunderground.我們的現(xiàn)代社會(huì)離不開(kāi)從地下采掘出來(lái)的自然資源。BackInReading-LanguageFocusvehiclen.amediumfortheexpressionorcommunicationofideas,information,etc.（表達(dá)或傳輸思想、信息等的）手段，工具Earliertheoristsbelievedthatlanguagewassimplyavehicleforourideas.ThemovieBrightEyesisanidealvehicleforShirleyTemples’talents.電影《明亮的眼睛》為秀蘭·鄧波兒提供了一個(gè)展示其才華的理想舞臺(tái)。Back早期的理論家認(rèn)為語(yǔ)言只是我們表達(dá)思想的工具。InReading-LanguageFocussortoutclarifybygoingovermentally澄清，理清Writingcanhelpmesortoutmythoughts.Wehavetosortoutthecurrentsituationbeforemakinganydecision.在做決定之前，我們需要弄清當(dāng)前局勢(shì)。Back寫作能夠幫助我整理思路。InReading-LanguageFocusorigin

n.thecauseofsth.起因；源頭Theoriginoftheuniverseisactuallymorethanascientificquestion.Humankindhasalwaysbeeninterestedinwherewecomefromandwherewego.事實(shí)上宇宙的起源不僅僅是一個(gè)科學(xué)問(wèn)題。人類一直在思考我們從哪里來(lái)、要往哪里去。BackInReading-LanguageFocusfinancial

a.connectedwithmoneyandfinance財(cái)務(wù)的；金融的LujiazuiisanimportantfinancialdistrictofShanghai.陸家嘴是上海重要的金融區(qū)。BackInReading-LanguageFocusaffluenta.(fml)wealthy富裕的Ifyouliveinanaffluentneighborhood,you’reverylikelytotakeupyourneighbor’sconsumptionhabits.Thestorecateredtoamostlyaffluentclientelethatwasrelativelypriceinsensitive,sowecouldaffordtopayoursuppliersapremiumfortheverybestfish.我們店的顧客大都很富裕，他們對(duì)價(jià)格相對(duì)不怎么敏感，所以我們能付給供貨商一個(gè)溢價(jià)，拿到最好的魚。Back如果你居住在一個(gè)富人社區(qū)，你很有可能會(huì)跟隨鄰居們的消費(fèi)習(xí)慣。InReading-LanguageFocusauthentica.notfalseorcopied;genuine;real真正的；真實(shí)的Idon’tknowifthisisanauthenticantique.Sometimesit’squitedifficulttotellanauthenticnewsreportfromaninventedone,especiallynewsaboutcelebrities.有時(shí)候很難辨別新聞的真?zhèn)危绕涫怯嘘P(guān)名人的新聞。Back我不知道這是否是真品古董。InReading-LanguageFocuselementarya.oforinthebeginningstages(ofacourseofstudy);dealingwiththesimplestfacts;basic初級(jí)的；基礎(chǔ)的，基本的Elementaryeducationisaboutexpandingandinspiringyoungminds.I’monlyfamiliarwiththefieldatanelementarylevel.我對(duì)于這個(gè)領(lǐng)域的了解處于初級(jí)水平。Back基礎(chǔ)教育旨在拓展及啟發(fā)孩子們的思想。InReading-LanguageFocusscholarship

n.(awardofa)grantofmoneytoascholar獎(jiǎng)學(xué)金Lindawasawardedascholarshipofupto$3,000toadvanceherChineselanguagestudies.琳達(dá)獲得了3000美元的獎(jiǎng)學(xué)金，得以繼續(xù)她的漢語(yǔ)研究。BackInReading-LanguageFocusmakeitdealsuccessfullywithadifficultexperience渡過(guò)難關(guān)，成功Despitethedifficulties,hekeepstryingtomakeitasamusician.

Ican’tmakeitwithoutmyfriends’help.沒(méi)有朋友們的幫助，我不可能成功。Back盡管困難重重，他依舊堅(jiān)持不懈，力爭(zhēng)成為一個(gè)音樂(lè)家。InReading-LanguageFocusloann.moneylentatinterest貸款I(lǐng)ttookmetwoyearstorepaymystudentloan.Thebankhasrefusedtogiveloanstosmallbusinesses.這家銀行拒絕向小公司提供貸款。Back我花了兩年的時(shí)間才還清我的學(xué)生貸款。InReading-LanguageFocuspayofffinishpayingmoneyowed付清；償清Wepaidoffourmortgagewithinthreeyears. ThecourtorderedMaria’sformeremployertopayoffall$2,540ofherbackwages.法庭命令瑪利亞的前雇主向她付清2540美元的拖欠工資。Back我們?cè)谌曛畠?nèi)還清了抵押貸款。InReading-LanguageFocususeupuseallof(sth.)用完Ihaveusedupallmyemailspace. Wehaven’tgotanysugar.IusedupthelastgrainswhenImadeacakeyesterday.我們沒(méi)有糖了。昨天我做蛋糕時(shí)把僅剩的糖用完了。Back我已經(jīng)把電子郵箱的容量用完了。InReading-LanguageFocusinsurancen.thebusinessofinsuringpersonsorproperty保險(xiǎn)Manycollegesrequiretheirstudentstocarryhealthinsurancecoverage.Asocialworkerwillhelpyouapplyforinsuranceforyourchildren.社工會(huì)幫助你為孩子們申請(qǐng)保險(xiǎn)。Back許多大學(xué)要求學(xué)生購(gòu)買健康保險(xiǎn)。InReading-LanguageFocustoone’sdelightcausingonetobeveryhappy使某人高興的是Toherdelight,theworkoutallowedhertoexerciseinawaythathelped—ratherthanworsened—herinjuries. Muchtothedelightofthestudents,themid-termquizhasbeencancelled.讓學(xué)生們感到特別高興的是，期中測(cè)試取消了。Back讓她高興的是，這種鍛煉方式能調(diào)養(yǎng)而非加劇她的創(chuàng)傷。InReading-LanguageFocusinstructor

n.ateacherbelowtherankofassistantprofessoratacollegeoruniversity（大學(xué)）講師Thebeginnerisgiventheopportunitytodopracticeteachingunderthesupervisionandguidanceofexperiencedinstructors.新手有機(jī)會(huì)在經(jīng)驗(yàn)豐富的教師的監(jiān)督和指導(dǎo)下開(kāi)展實(shí)習(xí)教學(xué)。BackInReading-LanguageFocusoverduea.notpaid,done,returned,etc.bytherequiredorexpectedtime（到期）未付的，未還的，未做的Someofthepaymentsare3monthsoverdue.Reformofthemedicalcaresystemislongoverdue.醫(yī)療體系的改革早就該實(shí)施了。Back有些應(yīng)付款已經(jīng)拖欠3個(gè)月了。InReading-LanguageFocusdiscardvt.getridof拋棄，丟棄Thisartworkwasmadefromdiscardednewspapers.Theywanttodiscardthecurrentdata-processingsystemandstartalloveragain.他們計(jì)劃舍棄現(xiàn)有的數(shù)據(jù)處理系統(tǒng)，另起爐灶。Back這件藝術(shù)品是用廢棄的報(bào)紙制作而成的。InReading-LanguageFocuspanicn.asuddenfeelingofgreatfear驚恐；恐慌Thegeneralpublichasgotintoapanicaboutthefinancialcrisis.Twitterusershadamomentofpanicasthesocialmediasitecrashed.當(dāng)推特社交媒體網(wǎng)站崩潰時(shí)，用戶們一時(shí)感到驚慌失措。Back大眾對(duì)于金融危機(jī)感到恐慌。InReading-LanguageFocuspanicv.(panicked,panicking,panics)feelorcausetofeelpanic

(使)驚慌Thestudentspanickedwhentoldthatthefinalexamswerelessthanaweekaway.Thegunfirepanickedthehorses.槍聲驚嚇到了馬匹。Back當(dāng)學(xué)生們得知還有不到一周就要期末考試時(shí)，感到很緊張。InReading-LanguageFocuspsychological

a.of,relatingto,orarisingfromthemindoremotions心理的；精神上的Lonelinessmaybeasymptomofapsychologicalproblem,suchaschronicdepression.孤獨(dú)感可能是心理問(wèn)題的癥狀，例如長(zhǎng)期的抑郁。BackInReading-LanguageFocusbreakupbringtoanend使結(jié)束Themeetingwasbrokenupsuddenlyandfivepeopleweredetainedbythepolice.Finallythetwocompaniesdecidedtobreakuptheirpartnership.最終這兩家公司決定結(jié)束他們的合作關(guān)系。Back會(huì)議突然被打斷，有5人被警察拘留。AfterReadingUsefulExpressionsSentenceTranslationWritingTaskSpeakingTaskAfterReading壓根沒(méi)想到的事情 從那一刻起年輕的意義 在這種心態(tài)下 難以形容的渴望回首過(guò)去 職業(yè)生涯向前邁進(jìn)干臨時(shí)活 UsefulExpressionsthelastthingonone’smindfromthatmomentonthepointofbeingyounginthisframeofmindtheindescribableyearninglookbackmoveaheadinone’scareerdotempworkAfterReadingSentenceTranslationTranslatethefollowingsentencesintoEnglish.我一直都是一個(gè)竭力讓幻想變成現(xiàn)實(shí)的人。(Para.3)I’vealwaysbeensomebodywhoexertsagreatdealofenergytogetmyrealitiestomatchmyfantasies.2)我住在這個(gè)國(guó)家最貴的城市，因?yàn)槲乙恢闭J(rèn)為我的職業(yè)生涯有賴于它。(Para.4)IliveinthemostexpensivecityinthecountrybecauseIhavelongbelievedthatmycareerisdependentuponit.AfterReading3)當(dāng)我明白自己拿不到任何獎(jiǎng)學(xué)金，而且課程安排使我無(wú)法白天正常上班工作時(shí)，我還繼續(xù)就讀，這也是一個(gè)富人做出的決定。(Para.8)RemainingtherewhenitbecameclearthatIwasnotgoingtogetanyscholarshipmoney,andthattheclassschedulewouldpreventmefromholdingdownadayjob,wasalsoarichperson’sdecision.AfterReading4)教書每學(xué)期只有2500美元，但是我太迷戀當(dāng)大學(xué)教師了，因此沒(méi)有去考慮自己的經(jīng)濟(jì)實(shí)力是否能夠承擔(dān)。(Para.11)Theteachingjobpaidonlytwenty-fivehundreddollarsforanentiresemester,butIwastooenamoredoftheideaofbeingacollegeinstructortowonderifIcouldaffordtotakeit.5)不過(guò)，在上一輪的恐慌之中，我說(shuō)服自己這是一個(gè)好計(jì)劃。(Para.13)Duringmylastroundofpanic,however,Iconvincedmyselfthatitwasagoodplan.WritingTaskWritingaSummaryWriteasummaryofthearticleMyMisspentYouthbyMeghanDaum.Youmayusethethirdpersoninyoursummary.Bydefinition,asummaryisabriefstatementoraccountofthemainpointsofareport,anarticle,orastory.Cleverstudentsunderstandthatsummarizing,identifyingwhatismostimportantinthetextandrestatingtheminyourownwords,isanimportanttoolforcollegesuccess.It’satechnicalskillthatdemonstratesbothreadingcomprehensionandwritingability.Awell-writtensummaryisnotananalysisofthetext;rather,itisacondensedoverviewoftheoriginalpiece.AfterReadingWritingTaskTipsforwritingasumma