財務管理常用系數(shù)表

1、財務管理常用系數(shù)表一、復利終值系數(shù)表計算公式：復利終值系數(shù)=(1 +i )n, S=P1 +i n一現(xiàn)值或初始值；i報酬率或利率；n計息期數(shù)；S終值或本利和一、復利終值系數(shù)表續(xù)表注：*99 999計算公式：復利終值系數(shù)=(1 +i )n, S=P1 +i )nP現(xiàn)值或初始值；i 報酬率或利率；n計息期數(shù)；S終值或本利和二、復利現(xiàn)值系數(shù)表期數(shù)1%2%3%4%5%6%7%8%9%10%10.99010.98040.97090.96150.95240.94340.93460.92590.91740.909120.98030.96120.94260.92460.90700.89000.87340.85

2、730.84170.826430.97060.94230.91510.88900.86380.83960.81630.79380.77220.751340.96100.92380.88850.85480.82270.79210.76290.73500.70840.683050.95150.90570.86260.82190.78350.74730.71300.68060.64990.620960.94200.88800.83750.79030.74620.70500.66630.63020.59630.564570.93270.87060.81310.75990.71070.66510.622

3、70.58350.54700.513280.92350.85350.78940.73070.67680.62740.58200.54030.50190.466590.91430.83680.76640.70260.64460.59190.54390.50020.46040.4241100.90530.82030.74410.67560.61390.55840.50830.46320.42240.3855110.89630.80430.72240.64960.58470.52680.47510.42890.38750.3505120.88740.78850.70140.62460.55680.4

4、9700.44400.39710.35550.3186130.87870.77300.68100.60060.53030.46880.41500.36770.32620.2897140.87000.75790.66110.57750.50510.44230.38780.34050.29920.2633150.86130.74300.64190.55530.48100.41730.36240.31520.27450.2394160.85280.72840.62320.53390.45810.39360.33870.29190.25190.2176170.84440.71420.60500.513

5、40.43630.37140.31660.27030.23110.1978180.83600.70020.58740.49360.41550.35030.29590.25020.21200.1799190.82770.68640.57030.47460.39570.33050.27650.23170.19450.1635200.81950.67300.55370.45640.37690.31180.25840.21450.17840.1486210.81140.65980.53750.43880.35890.29420.24150.19870.16370.1351220.80340.64680

6、.52190.42200.34180.27750.22570.18390.15020.1228230.79540.63420.50670.40570.32560.26180.21090.17030.13780.1117240.78760.62170.49190.39010.31010.24700.19710.15770.12640.1015250.77980.60950.47760.37510.29530.23300.18420.14600.11600.0923260.77200.59760.46370.36070.28120.21980.17220.13520.10640.0839270.7

7、6440.58590.45020.34680.26780.20740.16090.12520.09760.0763280.75680.57440.43710.33350.25510.19560.15040.11590.08950.0693290.74930.56310.42430.32070.24290.18460.14060.10730.08220.0630300.74190.55210.41200.30830.23140.17410.13140.09940.07540.0573350.70590.50000.35540.25340.18130.13010.09370.06760.04900

8、.0356400.67170.45290.30660.20830.14200.09720.06680.04600.03180.0221450.63910.41020.26440.17120.11130.07270.04760.03130.02070.0137500.60800.37150.22810.14070.08720.05430.03390.02130.01340.0085550.57850.33650.19680.11570.06830.04060.02420.01450.00870.0053注：計算公式：復利現(xiàn)值系數(shù)=(l+i)n, P=Sw=S(l+i1 i nP現(xiàn)值或初始值；i

9、報酬率或利率；n計息期數(shù)；S終值或本利和二、復利現(xiàn)值系數(shù)表續(xù)表期數(shù)12%14%15%16%18%20%24%28%32%36%10.89290.87720.86960.86210.84750.83330.80650.78130.75760.735320.79720.76950.75610.74320.71820.69440.65040.61040.57390.540730.71180.67500.65750.64070.60860.57870.52450.47680.43480.397540.63550.59210.57180.55230.51580.48230.42300.37250.329

10、40.292350.56740.51940.49720.47610.43710.40190.34110.29100.24950.214960.50660.45560.43230.41040.37040.33490.27510.22740.18900.158070.45230.39960.37590.35380.31390.27910.22180.17760.14320.116280.40390.35060.32690.30500.26600.23260.17890.13880.10850.085490.36060.30750.28430.26300.22550.19380.14430.1084

11、0.08220.0628100.32200.26970.24720.22670.19110.16150.11640.08470.06230.0462110.28750.23660.21490.19540.16190.13460.09380.06620.04720.0340120.25670.20760.18690.16850.13720.11220.07570.05170.03570.0250130.22920.18210.16250.14520.11630.09350.06100.04040.02710.0184140.20460.15970.14130.12520.09850.07790.

12、04920.03160.02050.0135150.18270.14010.12290.10790.08350.06490.03970.02470.01550.0099160.16310.12290.10690.09300.07080.05410.03200.01930.01180.0073170.14560.10780.09290.08020.06000.04510.02580.01500.00890.0054180.13000.09460.08080.06910.05080.03760.02080.01180.00680.0039190.11610.08290.07030.05960.04

13、310.03130.01680.00920.00510.0029200.10370.07280.06110.05140.03650.02610.01350.00720.00390.0021210.09260.06380.05310.04430.03090.02170.01090.00560.00290.0016220.08260.05600.04620.03820.02620.01810.00880.00440.00220.0012230.07380.04910.04020.03290.02220.01510.00710.00340.00170.0008240.06590.04310.0349

14、0.02840.01880.01260.00570.00270.00130.0006250.05880.03780.03040.02450.01600.01050.00460.00210.00100.0005260.05250.03310.02640.02110.01350.00870.00370.00160.00070.0003270.04690.02910.02300.01820.01150.00730.00300.00130.00060.0002280.04190.02550.02000.01570.00970.00610.00240.00100.00040.0002290.03740.

15、02240.01740.01350.00820.00510.00200.00080.00030.0001300.03340.01960.01510.01160.00700.00420.00160.00060.00020.0001350.01890.01020.00750.00550.00300.00170.00050.00020.0001*400.01070.00530.00370.00260.00130.00070.00020.0001*450.00610.00270.00190.00130.00060.00030.0001*500.00350.00140.00090.00060.00030

16、.0001*550.00200.00070.00050.00030.0001*注：*<0.0001計算公式：復利現(xiàn)值系數(shù)=(l+i)n, P=-S =S(l+i Jn1 i期數(shù)1%2%3%4%5%6%7%8%9%10%11.00001.00001.00001.00001.00001.00001.00001.00001.00001.000022.01002.02002.03002.04002.05002.06002.07002.08002.09002.100033.03013.06043.09093.12163.15253.18363.21493.24643.27813.310044.06

17、044.12164.18364.24654.31014.37464.43994.50614.57314.641055.10105.20405.30915.41635.52565.63715.75075.86665.98476.105166.15206.30816.46846.63306.80196.97537.15337.33597.52337.715677.21357.43437.66257.89838.14208.39388.65408.92289.20049.487288.28578.58308.89239.21429.54919.897510.26010.63711.02911.436

18、99.36859.754610.15910.58311.02711.49111.97812.48813.02113.5801010.46210.95011.46412.00612.57813.18113.81614.48715.19315.9371111.56712.16912.80813.48614.20714.97215.78416.64617.56018.5311212.68313.41214.19215.02615.91716.87017.88918.97720.14121.3841313.80914.68015.61816.62717.71318.88220.14121.49522.

19、95324.5231414.94715.97417.08618.29219.59921.01522.55124.21526.01927.9751516.09717.29318.59920.02421.57923.27625.12927.15229.36131.7731617.25818.63920.15721.82523.65825.67327.88830.32433.00335.9501718.43020.01221.76223.69825.84028.21330.84033.75036.97440.5451819.61521.41223.41425.64528.13230.90633.99

20、937.45041.30145.5991920.81122.84125.11727.67130.53933.76037.37941.44646.01951.1592022.01924.29726.87029.77833.06636.78640.99645.76251.16057.2752123.23925.78328.67731.96935.71939.99344.86550.42356.76564.0032224.47227.29930.53734.24838.50543.39249.00655.45762.87371.4032325.71628.84532.45336.61841.4314

21、6.99653.43660.89369.53279.5432426.97430.42234.42739.08344.50250.81658.17766.76576.79088.4972528.24332.03036.45941.64647.72754.86563.24973.10684.70198.3472629.52633.67138.55344.31251.11459.15668.67779.95493.324109.182730.82135.34440.71047.08454.66963.70674.48487.351102.72121.102832.12937.05142.93149.

22、96858.40368.52880.69895.339112.97134.212933.45038.79245.21952.96662.32373.64087.347103.97124.14148.633034.78540.56847.57556.08566.43979.05894.461113.28136.31164.494048.88660.40275.40195.026120.80154.76199.64259.06337.88442.595064.46384.579112.80152.67209.35290.34406.53573.77815.081163.96081.670114.0

23、5163.05237.99353.58533.13813.521253.21944.83034.8注：計算公式：年金終值系數(shù)="'-1 , S=A（l+i）n -1iiAl每期等額支付（或收入）的金額；i 報酬率或利率；n計息期數(shù)；S一年金終值或本利和三、年金終值系數(shù)表續(xù)表期數(shù)12%14%15%16%18%20%24%28%32%36%11.00001.00001.00001.00001.00001.00001.00001.00001.00001.000022.12002.14002.15002.16002.18002.20002.24002.28002.32002.3600

24、33.37443.43963.47253.50563.57243.64003.77763.91844.06244.209644.77934.92114.99345.06655.21545.36805.68426.01566.36246.725156.35286.61016.74246.87717.15427.44168.04848.69999.398310.14668.11528.53558.75378.97759.44209.929910.98012.13613.40614.799710.08910.73111.06711.41412.14212.91614.61516.53418.6962

25、1.126812.30013.23313.72714.24015.32716.49919.12322.16325.67829.732914.77616.08516.78617.51919.08620.79924.71329.36934.89541.4351017.54919.33720.30421.32223.52125.95931.64338.59347.06257.3521120.65523.04524.34925.73328.75532.15040.23850.39963.12278.9981224.13327.27129.00230.85034.93139.58150.89565.51

26、084.320108.441328.02932.08934.35236.78642.21948.49764.11084.853112.30148.481432.39337.58140.50543.67250.81859.19680.496109.61149.24202.931537.28043.84247.58051.66060.96572.035100.82141.30198.00276.981642.75350.98055.71860.92572.93987.442126.01181.87262.36377.691748.88459.11865.07571.67387.068105.931

27、57.25233.79347.31514.661855.75068.39475.83684.141103.74128.12195.99300.25459.45700.941963.44078.96988.21298.603123.41154.74244.03385.32607.47954.282072.05291.025102.44115.38146.63186.69303.60494.21802.861298.82181.699104.77118.81134.84174.02225.03377.46633.591060.81767.42292.503120.44137.63157.42206

28、.34271.03469.06812.001401.22404.723104.60138.30159.28183.60244.49326.24582.631040.41850.63271.324118.16158.66184.17213.98289.49392.48723.461332.72443.84450.025133.33181.87212.79249.21342.60471.98898.091706.83226.86053.026150.33208.33245.71290.09405.27567.381114.62185.74260.48233.127169.37238.50283.5

29、7337.50479.22681.851383.12798.75624.81119828190.70272.89327.10392.50566.48819.221716.13583.37425.71523029214.58312.09377.17456.30669.45984.072129.04587.79802.92071430241.33356.79434.75530.31790.951181.92640.95873.2129412817240767.091342.01779.12360.84163.27343.92272969377207874609890502400.04994.572

30、17.7104362181345497195373819103*607471.6185352922046058114190281733*注：*>999 999.99計算公式：年金終值系數(shù)=",7 , S=A（l+i）n -1iiAl每期等額支付（或收入）的金額； i 報酬率或利率；n計息期數(shù)；S一年金終值或本利和四、年金現(xiàn)值系數(shù)表期數(shù)1%2%3%4%5%6%7%8%9%10%10.99010.98040.97090.96150.95240.94340.93460.92590.91740.909121.97041.94161.91351.88611.85941.83341.808

31、01.78331.75911.735532.94102.88392.82862.77512.72322.67302.62432.57712.53132.486943.90203.80773.71713.62993.54603.46513.38723.31213.23973.169954.85344.71354.57974.45184.32954.21244.10023.99273.88973.790865.79555.60145.41725.24215.07574.91734.76654.62294.48594.355376.72826.47206.23036.00215.78645.5824

32、5.38935.20645.03304.868487.65177.32557.01976.73276.46326.20985.97135.74665.53485.334998.56608.16227.78617.43537.10786.80176.51526.24695.99525.7590109.47138.98268.53028.11097.72177.36017.02366.71016.41776.14461110.36769.78689.25268.76058.30647.88697.49877.13906.80526.49511211.255110.57539.95409.38518

33、.86338.38387.94277.53617.16076.81371312.133711.348410.63509.98569.39368.85278.35777.90387.48697.10341413.003712.106211.296110.56319.89869.29508.74558.24427.78627.36671513.865112.849311.937911.118410.37979.71229.10798.55958.06077.60611614.717913.577712.561111.652310.837810.10599.44668.85148.31267.823

34、71715.562314.291913.166112.165711.274110.47739.76329.12168.54368.02161816.398314.992013.753512.659311.689610.827610.05919.37198.75568.20141917.226015.678514.323813.133912.085311.158110.33569.60368.95018.36492018.045616.351414.877513.590312.462211.469910.59409.81819.12858.51362118.857017.011215.41501

35、4.029212.821211.764110.835510.01689.29228.64872219.660417.658015.936914.451113.163012.041611.061210.20079.44248.77152320.455818.292216.443614.856813.488612.303411.272210.37119.58028.88322421.243418.913916.935515.247013.798612.550411.469310.52889.70668.98472522.023219.523517.413115.622114.093912.7834

36、11.653610.67489.82269.07702622.795220.121017.876815.982814.375213.003211.825810.81009.92909.16092723.559620.706918.327016.329614.643013.210511.986710.935210.02669.23722824.316421.281318.764116.663114.898113.406212.137111.051110.11619.30662925.065821.844419.188516.983715.141113.590712.277711.158410.1

37、9839.36963025.807722.396519.600417.292015.372513.764812.409011.257810.27379.42693529.408624.998621.487218.664616.374214.498212.947711.654610.56689.64424032.834727.355523.114819.792817.159115.046313.331711.924610.75749.77914536.094529.490224.518720.720017.774115.455813.605512.108410.88129.86285039.19

38、6131.423625.729821.482218.255915.761913.800712.233510.96179.91485542.147233.174826.774422.108618.633515.990513.939912.318611.01409.9471注：計算公式：年金現(xiàn)值系數(shù) =1 T i一，P=A1 -1 i一 ii,-n. -n計算公式：年金現(xiàn)值系數(shù)Jq+i) , p=A1+i)iiAl每期等額支付(或收入)的金額；i報酬率或利率；n計息期數(shù);p一年金現(xiàn)值五、自然對數(shù)表N01234567891.00.00000.01000.01980.02960.03920.04880

39、.05830.06770.07700.08621.10.09530.10440.11330.12220.13100.13980.14840.15700.16550.17401.20.18230.19060.19890.20700.21510.22310.23110.23900.24690.25461.30.26240.27000.27760.28520.29270.30010.30750.31480.32210.32931.40.33650.34360.35070.35770.36460.37160.37840.38530.39200.39881.50.40550.41210.41870.42

40、530.43180.43830.44470.45110.45740.46371.60.47000.47620.48240.48860.49470.50080.50680.51280.51880.52471.70.53060.53650.54230.54810.55390.55960.56530.57100.57660.58221.80.58780.59330.59880.60430.60980.61520.62060.62590.63130.63661.90.64190.64710.65230.65750.66270.66780.67290.67800.68310.68812.00.69310

41、.69810.70310.70800.71290.71780.72270.72750.73240.73722.10.74190.74670.75140.75610.76080.76550.77010.77470.77930.78392.20.78850.79300.79750.80200.80650.81090.81540.81980.82420.82862.30.83290.83720.84160.84590.85020.85440.85870.86290.86710.87132.40.87550.87960.88380.88790.89200.89610.90020.90420.90830

42、.91232.50.91630.92030.92430.92820.93220.93610.94000.94390.94780.95172.60.95550.95940.96320.96700.97080.97460.97830.98210.98580.98952.70.99330.99691.00061.00431.00801.01161.01521.01881.02251.02602.81.02961.03321.03671.04031.04381.04731.05081.05431.05781.06132.91.06471.06821.07161.07501.07841.08181.08

43、521.08861.09191.09533.01.09861.10191.10531.10861.11191.11511.11841.12171.12491.12823.11.13141.13461.13781.14101.14421.14741.15061.15371.15691.16003.21.16321.16631.16941.17251.17561.17871.18171.18481.18781.19093.31.19391.19691.20001.20301.20601.20901.21191.21491.21791.22083.41.22381.22671.22961.23261

44、.23551.23841.24131.24421.24701.24993.51.25281.25561.25851.26131.26411.26691.26981.27261.27541.27823.61.28091.28371.28651.28921.29201.29471.29751.30021.30291.30563.71.30831.31101.31371.31641.31911.32181.32441.32711.32971.33243.81.33501.33761.34031.34291.34551.34811.35071.35331.35581.35843.91.36101.36351.36611.36861.37121.37371.37621.37881.38131.38384.01.38631.38881.39131.39381.39621.39871.40121.40361.40611.40854.11.41101.41341.41