保險術(shù)語搜集整編

1、課程名稱： 商務(wù)英語泛讀2 作業(yè)名稱：保險術(shù)語搜集整編 姓 名： 吳黎明 徐佳暉 徐成晨 滕俏敏 張曉薇 沈曉夢 班 級： 商務(wù)英語1402 任課教師： 何培芬完成日期： 2016年4月8日 湖州職業(yè)技術(shù)學(xué)院 旅游與公共管理學(xué)院2015-2016學(xué)年 第二學(xué)期1Contract TermInsurance TermSpeaker：Wu LimingParticipants : Teng Qiaomin Shen Xiaomeng Zhang Xiaowei Xu Chengchen Xu Jiahui 2 InsuranceThe applicant according to the cont

2、ract agreement, pay insurance premium to the insurer, insurance for property loss or damage caused by the occurrenceof a contract may bear the liability to pay the insurance money, or when was the insurer to death, disability, illness or when reaching the age and the time limit stipulated in the con

3、tract assume liability insurance of commercial insurance payment. 保險 投保人根據(jù)合同約定，向保險人支付保險費(fèi)，保險人對于合同約定的可能發(fā)生的事故因其發(fā)生所造成的財產(chǎn)損失承擔(dān)賠償保險金責(zé)任，或者當(dāng)被保險人死亡、傷殘、疾病或者達(dá)到合同約定的年齡、期限時承擔(dān)給付保險金責(zé)任的商業(yè)保險行為。3 Insurance objectThe property of an object of insurance and the life and body of the person concerned. Insurable interestThe

4、 insured or the insured has the legal recognition of the subject matter of the insurance. PremiumInsurance guarantee insurance, the insurance contract agreed to pay the cost of insurance. 保險費(fèi)投保人為取得保險保障，按保險合同約定向保險人支付的費(fèi)用。 保險標(biāo)的作為保險對象的財產(chǎn)及其有關(guān)利益或者人的壽命和身體。 保險利益投保人或者被保險人對保險標(biāo)的具有的法律上承認(rèn)的利益。 ApplicationProcess

5、of purchasing insurance products by individuals or units. ApplicantTo enter into an insurance contract with an insurer and bear the obligation to pay the insurance premium in accordance with the contract. 投保 個人或單位購買保險產(chǎn)品的過程。 投保人 與保險人訂立保險合同，并按照保險合同負(fù)有支付保險費(fèi)義務(wù)的人。5 InsurerAn insurance company which has an

6、 insurance contract with an applicant and is liable for compensation or payment of insurance premiums. InsuredThe property or life insurance contract and claim insurance, the insured for the insured. 保險人 與投保人訂立保險合同，并承擔(dān)賠償或者給付保險金責(zé)任的保險公司。 被保險人 其財產(chǎn)或者人身受保險合同保障，享有保險金請求權(quán)的人，投保人可以為被保險人。6 Main coverageInsuran

7、ce products can be individually insured. RiderA separate insurance policy must be attached to the main or basic risk, to cover the insurance coverage of the main insurance product. 基本險可單獨(dú)投保的保險產(chǎn)品。 附加險 不可單獨(dú)投保而必須附加于主險或基本險，用來補(bǔ)充主險的保險范圍的保險產(chǎn)品。7 Property insuranceThe insurance that reaches what its are insu

8、rance mark about the interest with belongings. Commercial property insuranceProperty insurance of the subject matter of the property and its related interests of the unit or group at the designated place. 財產(chǎn)保險以財產(chǎn)及其有關(guān)利益為保險標(biāo)的的保險。 企業(yè)財產(chǎn)保險以單位、團(tuán)體所有或占有的在指定地點(diǎn)的財產(chǎn)及其有關(guān)利益為保險標(biāo)的的財產(chǎn)保險。8 Business interruption insur

9、anceThe reduction of the expected profit and the necessary expenses for the insurance subject to the reduction of the expected profit and the necessary expenses for the unit to be discontinued or discontinued or operated. Cargo insuranceThe goods are insured by the goods in transit. 營業(yè)中斷保險 以單位因停產(chǎn)、停業(yè)

10、或經(jīng)營受影響而面臨的預(yù)期利潤的減少及必要的費(fèi)用支出為保險標(biāo)的的財產(chǎn)保險。 貨物運(yùn)輸保險 以運(yùn)輸途中的貨物為保險標(biāo)的保險。9 Ocean marine cargo insuranceInsurance for goods being transported by sea, as an insurance policy. Inland transit insuranceInsurance for the goods subject to the carriage of goods by land transport. Air cargo insuranceInsurance for the goo

11、ds subject to the carriage of goods by means of air transport. 海上貨物運(yùn)輸保險 以通過海上運(yùn)輸方式運(yùn)輸?shù)呢浳镒鳛楸ｋU標(biāo)的的保險。 陸上貨物運(yùn)輸保險 以通過陸上運(yùn)輸方式運(yùn)輸?shù)呢浳餅楸ｋU標(biāo)的的保險。 航空貨物運(yùn)輸以通過航空運(yùn)輸方式運(yùn)輸?shù)呢浳餅楸ｋU標(biāo)的的保險。10 Construction all risks insuranceIn the construction period of the main body of the construction project, the material loss, the cost loss

12、and the compensation liability of the project related to the project are insured. Project insuranceThe property of the project and the liability of com-pensation for the insurance of the subject matter. 工程保險以工程項目中的財產(chǎn)及其賠償責(zé)任為保險標(biāo)的的保險。 建筑工程保險 以在建工程的主體在整個工程建設(shè)期內(nèi)，發(fā)生的與工程相關(guān)的物質(zhì)損失、費(fèi)用損失和賠償責(zé)任為保險標(biāo)的的工程保險。11 Erecti

13、on all risks insuranceWith all kinds of machinery and equipment in the installation and commissioning period, the loss of material related to machinery and equipment, cost loss and liability for the insurance coverage of the project insurance. liability insuranceTo the insured to the third party sha

14、ll bear the liability for compensation for the insurance coverage of the subject of insurance. 安裝工程保險 以各種機(jī)器設(shè)備在安裝、調(diào)試期間內(nèi)，發(fā)生的與機(jī)器設(shè)備相關(guān)的物質(zhì)損失、費(fèi)用損失和賠償責(zé)任為保險標(biāo)的的工程保險。 責(zé)任保險 以被保險人對第三者依法應(yīng)承擔(dān)的賠償責(zé)任為保險標(biāo)的的保險。12 Public liability insuranceTo the insured production, business or other activities in the agreed place scope, liability for damages due to an accident caused third casualties or property damage insurance. 公眾責(zé)任保險 以被保險人在約定的地點(diǎn)范圍內(nèi)進(jìn)行生產(chǎn)、經(jīng)營或其他活動時，對因發(fā)生意外事故造成第三者人身傷亡或財產(chǎn)