境外金融機構反洗錢調查問卷

1、Foreign Financial Institution AML Questionnaire境外金融機構反洗錢調查問卷. Financial InstitutionS Information金融機構信息Institution Name:機構名稱：Place of Incorporation:注冊地：Physical Address of your head office:總部地址：Website Address:網址：.General AML Policies, Practices and Procedures:一般的反洗錢政策、操作方式及程序1. Does the AML complian

2、ce program require approval of the FIs Board or a senior committee thereof? 反洗錢合規(guī)計劃是否需要取得該金融機構董事會或高層委員會的批準？ 2. Does the FI have a legal and regulatory compliance program that includes a designated Compliance officer that is responsible for co-ordinating and overseeing the AML program on a day-to-day

3、 basis, which has been approved by senior management of the FI? 金融機構是否指定一名合規(guī)管理人員，負責協(xié)調及監(jiān)管反洗錢計劃合法合規(guī)，并已經取得金融機構高級管理層的批準？3. Has the FI developed written policies documenting the processes that they have in place to prevent, detect and report suspicious transactions that has been approved by senior manage

4、ment? 金融機構是否有制定具體的書面政策，詳細記錄其已實施的程序，以防止、偵察及報告可疑交易活動，并已經高級管理層批準? 4. In addition to inspections by the government supervisors/regulators, does the FI client have an internal audit function or other independent third party that assesses AML policies and practices on a regular basis? 除了政府監(jiān)管/立法部門的監(jiān)察，金融機構客

5、戶是否設有一個內部稽核部門，或者是委任其它獨立第三方，經常性地評估反洗錢政策及操作規(guī)程？ 5. Does the FI have a policy prohibiting accounts/relationships with shell banks (A shell bank is defined as a bank incorporated in a jurisdiction in which it has no physical presence and which is unaffiliated with a regulated financial group.)? 金融機構是否有政策

6、禁止為空殼銀行開立賬戶及進行業(yè)務關系（空殼銀行的定義是該行在其注冊成立地區(qū)沒有實際業(yè)務，同時它不附屬于任何受監(jiān)管的金融業(yè)務集團）？ 6. Does the FI have policies covering relationships with politically exposed persons consistent with industry best practices?金融機構是否有與行業(yè)最佳操守一致的政策以監(jiān)管與政治公眾人物的關系？7.Does the FI have appropriate record retention procedures pursuant to appli

7、cable law? 金融機構是否具備根據(jù)法律制定的適當文件保存程序？ 8. Does the FI require that its AML policies and practices be applied to all branches and subsidiaries of the FI both in the home country and in locations outside of the home country? 金融機構是否要求其國內及境外地區(qū)的所有分行以及附屬機構，遵守其反洗錢政策及操守？.Risk Assessment風險評估9. Does the FI have

8、a risk focused assessment of its customer base and transactions of its customers? 金融機構是否會對其客戶及其交易活動進行專門風險評估？10. Does the FI determine the appropriate level of enhanced due diligence necessary for those categories of customers and transactions that the FI has reason to believe pose a heightened risk

9、of illicit activities at or through the FI? 就那些金融機構有足夠理由認定其自行、或通過金融機構進行高風險違法活動的客戶和交易，金融機構是否會決定制訂適當標準的增強盡職調查工作？11.What Are The Major Business Activities Of Your Institution?貴機構的主要業(yè)務活動有哪些？. Know Your Customer, Due Diligence and Enhanced Due Diligence了解您的客戶（KYC）、盡責調查及增強盡責調查工作12. Has the FI implemented

10、systems for the identification of its customers, including customer information in the case of recorded transactions, account opening, etc. (for example; name, nationality, street address, telephone number, occupation, age/ date of birth, number and type of valid official identification, as well as

11、the name of the country/state that issued it)? 金融機構是否有鑒別客戶身份的系統(tǒng)，包括已記錄交易及開設賬戶時取得客戶信息（例如：姓名、國籍、住址、電話號碼、職業(yè)、年齡/出生日期、所持有效身份證明文件的號碼及種類、簽發(fā)此等文件的國家/州等）？ 13. Does the FI have a requirement to collect information regarding its customers business activities? 金融機構是否有要求收集關于客戶的業(yè)務活動信息？14 Does the FI collect informa

12、tion and assess its FI customers AML policies or practices? 金融機構是否收集及評估其金融機構客戶的反洗錢政策或操作方式的信息？15. Does the FI have procedures to establish a record for each customer noting their respective identification documents and Know Your Customer Information collected at account opening? 金融機構是否有程序為每個客戶建立檔案，記錄

13、在開設賬戶時所收集的身份證明文件及KYC信息？16. Does the FI take steps to understand the normal and expected transactions of its customers based on its risk assessment of its customers? 金融機構是否根據(jù)其對客戶的風險評估，采取行動來了解客戶正常及預期中的交易活動？.Reportable Transactions and Prevention and Detection of Transactions with Illegally Obtained Fu

14、nds須報告的交易，防止及偵察通過非法資金進行的交易活動17. Does the FI have policies or practices for the identification and reporting of transactions that are required to be reported to the authorities? 對于那些需要向監(jiān)管部門報告的交易，金融機構是否有政策或程序鑒別和報告此類活動？ 18. Does the FI have procedures to identify transactions structured to avoid large

15、cash reporting requirements?對于那些故意作出調整以回避大額現(xiàn)金報告要求的交易，金融機構是否有程序進行識別？ 19. Does the FI screen transactions for customers or transactions the FI deems to be of significantly high risk (which may include persons, entities or countries that are contained on lists issued by government/international bodies)

16、 that special attention to such customers or transactions is necessary prior to completing any such transactions? 對于那些金融機構認為較高風險的客戶或交易活動（可能包括政府/國際組織公布高風險名單中的個別人士、實體或國家），而在完成交易前必須對有關的客戶或交易給與特別關注，金融機構是否會過濾該類交易？ 20. Does the FI have policies to reasonably ensure that they will not conduct transactions

17、with or on behalf of shell banks through any of its accounts or products? (A shell bank is defined as a bank incorporated in a jurisdiction in which it has no physical presence and which is unaffiliated with a regulated financial group.) 金融機構是否有政策以合理地確保其賬戶或產品不會與空殼銀行進行交易？（空殼銀行的定義是該行在其注冊成立地區(qū)沒有實際業(yè)務，同時它

18、不附屬于任何受監(jiān)管的金融業(yè)務集團） 21. Does the FI have policies to reasonably ensure that it only operates with correspondent banks that possess licenses to operate in their countries of origin? 金融機構是否有政策以合理地確保它只會與在其來源國家持有運營牌照的往來銀行合作？.Transaction Monitoring監(jiān)控交易22. Does the FI have a monitoring program for suspiciou

19、s or unusual activity that covers funds transfers and monetary instruments (such as travellers checks, money orders, etc.)? 金融機構是否有監(jiān)控計劃，用于監(jiān)控那些掩飾真實資金轉移及付款指示（例如旅行支票、匯款單等）的可疑或不尋?；顒樱?AML Training反洗錢培訓23. Does the FI provide AML training to relevant employees that includes identification and reporting of

20、 transactions that must be reported to government authorities, examples of different forms of money laundering involving the FIs products and services and internal policies to prevent money laundering? 金融機構是否為其有關員工提供反洗錢培訓，此類培訓包括識別及報告那些需要向政府部門報告的交易、各種牽涉金融機構產品及服務的不同形式洗錢活動、內部的反洗錢政策？ 24. Does the FI retain records of its training sessions including attendance records and relevant training materials used?金融機構是否保留其培訓課程的各項記錄，包括出席記錄及所用教材等？ 25. Does the FI have policies to commu