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2017職稱英語(yǔ)綜合類完形填空練習(xí)題(十一)PASSAGE22FederalDepositInsuranceCorporationBefore1933,andparticularlyduringtheperiod1929-33,bankfailureswerenotuncommon._1_abankoverextendeditselfincreatingcreditorifseveralofitsimportantloanscouldnotbe_2_,depositorsinthebankwouldfrequentlybecomepanickyandbegintomakelargewithdrawals.__3__thebankhadonlyasmallnumberofitsdepositsbackedbycurrency,thebandwouldsoonbeunabletomeetwithdrawals,andmostdepositors__4__theirmoney.Mostfrequentlyabankmerelyneededtimetoimproveitscashpositionby__5__someofitsloansandnotmakingadditionalones.In1933,thenumberofbankfailures__6__apeak,forcingthefederalgovernmenttointerveneand__7__thebankstemporarily.Tohelprestorethepublic'sconfidence__8__banksandstrengthenthebankingcommunity,CongresspassedlegislationsettinguptheFederalDepositInsuranceCorporation.__9__corporation,anagencyofthefederalgovernment,nowinsuresover90percentofallmutualsavingsandcommercialbankdepositsfor__10__$100,000perdeposit.TheFDIChas__11__itsinsurancefundbychargingmemberinstitutionsone-twelfthof1percentoftheirtotaldeposits.AsaresultoftheprotectionprovidedbytheFDICandthroughotherkindsofsupervision,bankfailureshavebeen__12__toafewisolatedinstances.Whendepositsarefederallyinsured,people__13__rushtowithdrawtheirmoneyifthey__14__thefinancialconditionoftheirbank.Thedelaygivesthebanksthenecessarytimetoadjusttheircashcreditbalance,andthisactionhelpstoreducethe__15__ofbankruptcy.ForanexampleofthevalueoftheFDIC,notethatthefailurein1974ofthehugeFranklinNationalBankdidnottouchoffapanic,andthatdepositorslostnomoneyasFranklinwastakenoverbyanotherbank.EXERCISE:1.A)AlthoughB)EvenifC)IfD)Because2.A)repaidB)depositedC)foundD)saved3.A)BecauseB)BecauseofC)AsaresultD)considering4.A)lostB)hadlostC)willloseD)wouldlose5.A)callingonB)callingforC)callingoffD)callingin6.A)fellfromB)reachedC)climbedupD)arrived7.A)closedB)closingC)closeD)hasclosed8.A)toB)inC)ofD)into9.A)FortheB)ThisC)AsaD)A10.A)uptoB)asmuchC)asmanyasD)equal11.A)builtupB)buildupC)beenbuiltD)build12.A)growingB)increasedC)reducedD)disappeared13.A)noB)anymoreC)nolongerD)not14.A)becomeconcernedaboutB)becomeconcernedwithC)becomeconcernedinD)concern15.A)likelyB)possibilityC)possiblyD)opportunityKey:CAADDBCBBAACCABPASSAGE23BrokersBrokersneitherphysicallyhandleproductsbeingdistributednorworkonacontinuing__1__withtheirprincipals.__2__,abrokerisanindependentwholesalingmiddlemanthatbringsbuyersandsellerstogetherandprovidesmarketinformationtoeitherparty.Mostbrokersworkforsellers,__3__asmallpercentagerepresentbuyers.Brokershavenoauthoritytosetprices.Theysimplynegotiateasaleandleaveituptothesellertoacceptor__4__thebuyer'soffer.Theyalsofurnishconsiderablemarketinformation__5__prices,products,andgeneralmarketconditions.Becauseofthelimitedservicesprovided,brokersreceiverelativelysmallcommissions-5percentorless.__6__,brokersneedtooperateonalow-costbasis.Foodbrokers__7__buyersandsellersoffoodand__8__general-merchandiseitemstooneanotherandbringthemtogethertocompleteasale.Theyarewell__9__aboutmarketconditions,termsofsale,sourcesofcredit,pricesetting,potential__10__,andtheartofnegotiating.Theydonotactuallyprovidecreditbutsometimesstoreanddelivergoods.Brokersalsodonot__11__goodsandusuallyarenotallowedtocompleteatransaction__12__formalapproval.Likeotherbrokers,foodbrokersgenerallyrepresenttheseller,whopaystheircommission.Foodbrokers,__13__manufactures'agents,operateinspecificgeographiclocationsandworkforalimited__14__offoodproducerswithintheseareas.Theirsalesforcecallsonchain-storebuyers,storemanagers,andinstitutionalpurchasingagents.Brokerswork__15__withadvertisingagencies.Theaveragecommissionforfoodbrokersis5percentofsales.EXERCISE:1.A)basicB)basicalC)basicallyD)basis2.A)InsteadofB)InsteadC)SoD)Therefore3.A)forexampleB)asaresultC)sinceD)although4.A)raiseB)takeC)rejectD)lower5.A)regardsB)inrelationC)withregardD)regarding6.A)HoweverB)ThereforeC)ForinstanceD)Because7.A)introduceB)tointroduceC)takeD)bring8.A)relatingB)relateC)torelatetoD)connectedwith9.A)informedofB)informingC)knownD)informed10.A)sellersB)peopleC)buyersD)agents11.A)taketitletoB
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