信貸基本詞匯英漢對照-上海譯國譯民

信貸根本詞匯英漢比照(2)Financialflexibility財務(wù)彈性Financialforecast財務(wù)推測Financialinstability財務(wù)的不穩(wěn)定性FinancialratinganalysisFinancialratios財務(wù)比率Financialrisk財務(wù)風(fēng)險Financialriskratios財務(wù)風(fēng)險比率FitchIBCAFitchIBCAratings惠譽(yù)評級Fixedassets固定資產(chǎn)Fixedcharge固定費用Fixedchargecover固定費用保障倍數(shù)Fixedcosts固定本錢FloatingassetsFloatingchargeFloorplanning底價協(xié)議FocusForcedsalerisk強(qiáng)制出售風(fēng)險ForeignexchangemarketsForfeitingFormalcreditrating正式信用評級ForwardrateagreementsFRAsFundmanagers基金經(jīng)理FXtransaction外匯交易GAAPGearingGeographicalspreadofmarkets市場的地理擴(kuò)展Globaltarget全球目標(biāo)Goingconcernconcept持續(xù)經(jīng)營原則Goodlending優(yōu)質(zhì)貸款GoodtimesGovernmentagencies政府機(jī)構(gòu)GovernmentinterferenceGrossincome總收入GuaranteeofpaymentGuaranteedloans擔(dān)保貸款GuaranteesHighcreditquality高信貸質(zhì)量HighcreditrisksHighdefaultriskHighinterestrates高利率HighriskregionsHighlyspeculative高度投機(jī)High-riskloan高風(fēng)險貸款High-valueloan高價值貸款Historicalaccounting歷史會計處理Historicalcost歷史本錢IASIASCIBTTICEIdealliquidityratios抱負(fù)的流淌性比率Implieddebtrating隱含債務(wù)評級Importanceofcreditcontrol信貸掌握的重要性Improvedproducts改進(jìn)的產(chǎn)品IImprovingreportedassetvalues改善資產(chǎn)賬面價值Inhouseassessment內(nèi)部評估Inhousecreditanalysis內(nèi)部信用分析Inhousecreditassessments內(nèi)部信用評估Inhousecreditratings內(nèi)部信用評級Incomebonds收入債券Incomestatement損益表IncreasingprofitsIncreasingreportedprofits提高賬面利潤Indemnityclause賠償條款I(lǐng)ndicatorsofcreditdeterioration信用惡化征兆Indirectloss間接損失Individualcredittransactions個人信用交易Individualrating個體評級IndustrialreportsIndustrialunrest行業(yè)動亂Industrylimit行業(yè)限額Industryrisk行業(yè)風(fēng)險Industryriskanalysis行業(yè)風(fēng)險分析InflowInformationinfinancialstatements財務(wù)報表中的信息In-housecreditratingsInitialpayment初始支付Insolvencies破產(chǎn)Institutionalinvestors機(jī)構(gòu)投資者Insureddebt投保債務(wù)Intangiblefixedasset無形固定資產(chǎn)Inter-companycomparisonsInter-companyloans企業(yè)間借款I(lǐng)nterestInterestcost利息本錢Interestcoverratio利息保障倍數(shù)InterestcovertestInterestholiday免息期Interestpayments利息支付Interestrates利率Interimstatements中報(中期報表)InternalassessmentmethodsInternalfinancingratio內(nèi)部融資率InternalRevenueService美國國稅局InternationalAccountingStandardsCommitteeInternationalAccountingStandards(IAS)國際會計準(zhǔn)則InternationalChamberofCommerce國際商會Internationalcreditratings國際信用評級InternationalFactoringAssociationInternationalsettlements國際結(jié)算InventoryInverseofcurrentratioInvestmentanalysts投資分析人員Investmentpolicy投資政策Investmentrisk投資風(fēng)險InvestmentspendingInvoicediscountingIssueofbonds債券的發(fā)行Issueddebtcapital發(fā)行債務(wù)資本Junkbondstatus垃圾債券狀況Just-in-timesystem(JIT)Keycashflowratios主要現(xiàn)金流量指標(biāo)Laborunrest勞動力市場動亂Large．scaleborrowerLegalguarantee法律擔(dān)保Legalinsolvency法律破產(chǎn)Lendingagreements貸款合約LendingcovenantsLendingdecisions貸款決策Lendingproposals貸款申請Lendingproposition貸款申請Lendingtransactions貸款交易Lettersofcredit信用證LeverageLIBORLienLiquidassets速動資產(chǎn)Liquidation清算LiquidationexpensesLiquidityLiquidityandworkingcapital流淌性與營運資金Liquidityratios流淌比率Liquidityrun流淌性危機(jī)LiquidityshortageLoancovenants貸款合約Loanguarantees貸款擔(dān)保Loanprincipal貸款本金Loanprincipalrepayments貸款本金歸還Loanreview貸款審查LondonInter-bankOfferedRateLong’termdebt長期負(fù)債Long-termfunding長期融資Long-termrisk長期風(fēng)險ManagementMarginallending邊際貸款Marginaltradecredit邊際交易信貸MarketsurveysMarketingMarketsMatchingconcept配比原則Materialadverse-changeclauseMaximumleveragelevel最高財務(wù)杠桿率限制Measurementandjudgment計量與推斷Measuringrisk風(fēng)險計量Medium-termloan中期貸款Microcomputermodeling計算機(jī)建模Minimumcurrentratiorequirement最低流淌比率要求Minimumleverageratio最低舉債比率Minimumnetworth最低凈值Minimumnet-worthrequirementMinimumriskassetratio最低風(fēng)險資產(chǎn)比率Monitoringactivity監(jiān)管活動Monitoringcredit信用監(jiān)控Monitoringcustomercreditlimits監(jiān)管客戶信貸限額Monitoringrisks監(jiān)管風(fēng)險Monitoringtotalcreditlimits監(jiān)管全部信貸限額Monthlyreports月報Moody”sdebtrating穆迪債券評級Mortgageimprovingbalancesheet改善資產(chǎn)負(fù)債表Multiplediscriminateanalysis多元分析Nationaldebt國家債務(wù)NCINear-cashassets近似于現(xiàn)金的資產(chǎn)Negativecashflow負(fù)現(xiàn)金流量NegativenetcashflowNegativeoperationalcashflows負(fù)的經(jīng)營性現(xiàn)金流量Negativepledge限制抵押Netbookvalue凈賬面價值Netcashflow凈現(xiàn)金流量Networthtest凈值測試NewentrantsNocreditinterval無信貸間隔天數(shù)Non-cashitems非現(xiàn)金工程Non-corebusiness非核心業(yè)務(wù)Non-operationalitems非經(jīng)營性工程Obtainingpayment獲得支付One-manrule一人原則Openaccountterms無擔(dān)保條款Operatingleases經(jīng)營租賃Operatingprofit營業(yè)利潤OperationalcashflowOperationalflexibility~營彈性O(shè)ptimalcredit最正確信貸Ordercycle訂貨環(huán)節(jié)Ordinarydividendpayments一般股股利支付OrganizationofcreditactivitiesOverduepayments逾期支付Over-trading過度交易Overviewofaccounts財務(wù)報表概覽·Parentcompany母公司PATPaymentinadvance提前付款PaymentobligationsPaymentrecords付款記錄Paymentscore還款評分PBITPBTPercentagechangePerformancebonds履約保證PersonalguaranteesPlanningsystems打算系統(tǒng)PledgePoints-scoringsystemPolicysetting政策制定Politicalrisk政治風(fēng)險Potentialbaddebt潛在壞賬Potentialcreditrisk潛在信用風(fēng)險Potentialvalue潛在價值Predictingcorporatefailures企業(yè)破產(chǎn)推測Preferencedividends優(yōu)先股股息PreferredstockholdersPreliminaryassessment預(yù)備評估PremiumsPrimaryratios根底比率Priorchargecapital優(yōu)先償付資本Prioritycashflows優(yōu)先性現(xiàn)金流量PriorityforcreditorsPrioritypayments優(yōu)先支付Productlifecycle產(chǎn)品生命周期ProductmarketanalysisProductrange產(chǎn)品范圍ProductsProfessionalfees專業(yè)費用ProfitProfitandlossaccountProfitmargin利潤率Profitability盈利力量ProfitabilitymanagementProfitabilityratios盈利力量比率Promissorynotes本票Propertyvalues全部權(quán)價值Providersofcredit授信者ProvisionaccountingPrudenceconcept慎重原則Publicinformation公共信息Publicrelations公共關(guān)系PurposeofcreditratingsPurposeofratios計算比率的目的Qualitativecovenants定性條款Quantitativecovenants定量條款Querycontrol質(zhì)疑掌握Quickratio速動比率Ratingexercise評級實踐Ratingprocessforacompany企業(yè)評級程序Ratioanalysis比率分析Ratioanalystweaknesses~LRealinsolvency真實破產(chǎn)RealsalesgrowthRealizationconcept實現(xiàn)原則Receivables應(yīng)收賬款RecessionReducingdebtors沖減應(yīng)收賬款Reducingprofits沖減利潤ReducingprovisionsReducingreportedprofits沖減賬面利潤Reducingstocks削減存貨RegistrarofCompaniesRegulatoryrisk監(jiān)管風(fēng)險Releasingprovisions沖回預(yù)備金Relocationexpenses費用再安排Reminderletters催繳單RepaymentondemandclauseReplacementofprincipal歸還本金Reportofchairman總裁／董事長報告Reserveaccounting預(yù)備金核算Residualcashflows剩余現(xiàn)金流量Restrictingbaddebts限制壞賬RestrictionsonsecuredborrowingRetention-of-titleclauses全部權(quán)保存條款RevenuesRiskanalysisreports風(fēng)險分析報告Riskandbanks風(fēng)險與銀行RiskandcompaniesRiskandReturn風(fēng)險與回報Riskcapital風(fēng)險資本Risk-reward風(fēng)險回報Risk-weightedassets風(fēng)險加權(quán)資產(chǎn)ROCERomaplaclauses“一手交錢一手交貨”條款SalesSecondaryratios分解比率Securemethodsofpayment付款的擔(dān)保方式Securedassets擔(dān)保資產(chǎn)Securedcreditors有擔(dān)保債權(quán)人Securedloans擔(dān)保貸款SecuritiesandExchangeCommissionSecurityguarantees抵押擔(dān)保Securityofpayment付款擔(dān)保Securitygeneralprinciples擔(dān)保的一般原則Segmentation細(xì)分Settingandpolicingcreditlimits信用限額的設(shè)定與政策制定SettlementdiscountSettlementterms結(jié)算條款Shareprice股價Short-termborrowing短期借款Short-termcreditors短期負(fù)債Short-termliabilitiesShort-termism短期化SICSignificanceofworkingcapital營運資金的重要性Singlecreditcustomer單一信用客戶Singleratioanalysis單一比率分析Sizeofcreditrisk信用風(fēng)險的大小SlowstockturnoverSourcesofassessments評估信息來源Sourcesofcreditinformation信用信息來源Sourcesofrisk風(fēng)險來源Sovereignrating主權(quán)評級Spec