新標(biāo)準(zhǔn)大學(xué)英語（第三版）綜合教程4（智慧版） 課件 Unit 1 Money smarts

Aftercompletingthisunit,youwillbeabletoexplainhowtomakeabudgetdescribepossiblewaystoreduceexpensesandbuildsavingswriteaunitinahandbooktogiveinternationalstudentsfinancialadviceLearningobjectivesMoneysmartsUNIT1Scenario

ActivereadingLookafteryourselfFurtherexplorationAudio:StepstobettermoneymanagementText:

EnjoystudyinginChinaonabudgetProjectExtendedreadingTuesdayswithMorrieSelf-reflectionCompletethefinanceunitinthestudenthandbookforyouruniversity’sinternationalstudentsCompletethefinanceunitinthestudenthandbookforyouruniversity’sinternationalstudents

ScenarioWritingguide

GivingadviceinastudenthandbookUnitmapScenarioScenario1Tryitout2Self-assessment3ActivereadingLookafteryourselfFurtherexplorationAudio:StepstobettermoneymanagementText:

EnjoystudyinginChinaonabudgetProjectExtendedreadingTuesdayswithMorrieSelf-reflectionCompletethefinanceunitinthestudenthandbookforyouruniversity’sinternationalstudentsWritingguide

GivingadviceinastudenthandbookCompletethefinanceunitinthestudenthandbookforyouruniversity’sinternationalstudentsCouldyoumanageyourmoneysuccessfullyandsmoothlywhenlivingbyyourselfinuniversity?Doyouhaveanyadvicetosharewithothersaboutmoneymanagement?ScenarioHow?TheInternationalStudents’ServiceCenteratyouruniversityprovidesacademicandpersonalsupportforinternationalstudents.Thecenterisgoingtoissueahandbooktohelpinternationalstudentsaddressproblemsofcampuslife.Youareworkingasavolunteeratthecenter.YouhavebeenchosentowritethefinanceunitinthishandbooktogiveinternationalstudentsadviceonhowtomanagetheirmoneyinChina.ScenarioScenarioSettingTheInternationalStudentsServiceCenteratyouruniversityMoneymanagementTopicThescenariointhisunitcanbeanalyzedfromthefollowingaspects:ScenarioIdentityWriter–VolunteerstudentworkingatthecenterRecipient–InternationalstudentsattheuniversityToprovideadviceonhowtomanagemoneyinChinaPurposeTryitoutYouhavebeenchosentowritethefinanceunitinthishandbooktogiveinternationalstudentsadviceonhowtomanagetheirmoneyinChina.Whatdifficultiesdidyouexperiencewhiledoingthetask?ListtwoorthreemajoronesinEnglishorChineseinthefollowingtable.Self-assessmentContentGivingadviceonhowtomakeabudgetAdvisingonwaystoreduceexpensesandbuildsavingsLanguage

Vocabulary/Sentence/StyleStructureOrganizingmyfinancialadviceinaclearandlogicalwayCommunicationGivingadviceinanacceptablewayAspectsDifficultiesSelf-assessmentScenarioActivereadingLookafteryourselfFurtherexplorationAudio:StepstobettermoneymanagementText:

EnjoystudyinginChinaonabudgetProjectExtendedreadingTuesdayswithMorrieSelf-reflectionCompletethefinanceunitinthestudenthandbookforyouruniversity’sinternationalstudentsWritingguide

GivingadviceinastudenthandbookCompletethefinanceunitinthestudenthandbookforyouruniversity’sinternationalstudentsOverview1Readingindetail2Gettingtheidea3Analyzingwritingtechniques4Buildingyourlanguage5Sharingyourideas6OverviewInthispart,youwill12Readatextabouthowagirldevelopsherfinancialliteracyunderherfather’sguidanceLearntousethewritingtechniquesofcraftingawell-toldstoryLearntotalkaboutyourbudgetcategories3BeforeyoureadWorkinpairsanddiscussthefollowingquestions.Readingindetail1

Doyouthinkitisagoodideatotalkaboutmoneywithyourfamilyopenlyandoften?Why?2

Whatkindoffinancialknowledgecanparentspassdowntochildren?ReadingindetailBeforeyoureadReferenceanswers1

Doyouthinkitisagoodideatotalkaboutmoneywithyourfamilyopenlyandoften?Why?Ibelievethatit’scrucialforchildrentostartlearningimportantfinancialconcepts,suchassavingandbudgeting,fromayoungage.Doingthiswillgivethemmanyyearsofpracticebeforetheirchoicesimpacttheirfutureinasignificantway.ReadingindetailBeforeyoureadReferenceanswersTherefore,itwillmakethetalkofmoneymorenormalandlesstabooifthefamilystartssmallandthenregularlydiscussesfinancialtips,tricks,orexperiences.ReadingindetailBeforeyoureadReferenceanswersNo,Idon’tthinkitisagoodideatotalkaboutmoneywithyourfamilyopenlyandoften.Thisisbecausemoneycanbeasensitiveandpersonaltopic,anddiscussingittoofrequentlyorintoomuchdetailmayleadtotensionanddiscomfortwithinthefamily.Itisimportanttohaveopencommunicationaboutfinancialmatters,butitisalsoimportanttorespecteachother’sboundariesandprivacy.ReadingindetailBeforeyoureadReferenceanswers2

Whatkindoffinancialknowledgecanparentspassdowntochildren?Iholdthatknowledgeaboutbudgeting,makingpurchases,saving,andbankingaswellasfinancialvaluessuchasbeingthriftyandfinanciallyresponsibleshouldbepasseddowntochildrenbytheirparents.TextReadingindetailImprovingourfinancialliteracyisalifelongendeavor.Itstartswhenwefirstlearnthatmoneyhasvalue.Gradually,undertheguidanceofourfamily,webecomemorecapableofmanagingourfinances.Readthestoryandfindouthowagirllearnedtobefinanciallyresponsiblefromherfather,andwhatshelearned.TextReadingindetailLookafteryourself1Imaginemeasaneleven-year-oldgirl,growingupinLondon.Myparents,mybrotherandIlivedinaflatoverlookingtheriver.Whileweweren’twealthybyanymeans,itwasanexceedinglyhappyandharmoniouschildhood.TextReadingindetail2Now,happykidsdon’tknowthemeaningofsorrow.Theycan’timaginebeingunhappy,theytakehappinessforgranted,andonlywanttobehappier.Mybirthdaywasinafewweeks,andIhadasomewhatunusualbirthdaypresentinmindwhichwouldmakemeveryhappy.Text3

Onedaymydaddywasseatedatthediningroomtable,hisforeheadcreasedinconcentrationashewentthroughallsortsofpapersandwroteoutchequestopaythehouseholdbills.Myeasy-goingfatheralwayslookedunnaturallysombrewhenhewasdoingthebills.ReadingindetailText4Letmetellyouabitaboutmydaddy.HewasborninStLuciaintheWestIndies,oneofeightchildren.Iliketosaythatheranawaytothecircus,learnttoridetheelephants,andbecameaclown.Butinfact,althoughhedidworkinacircusforawhile,hewasspottedbyafilmproducerwhohiredhimasanactor.ReadingindetailText5Afterafewyears,hedecidedtocometoEnglandandtryhisluckasanactorhere.Althoughthiswasinthedayswhentherewerefewblackactors,hefoundworkandappearedinanumberoffilms,usuallyplayingsmallroles.Helearntthatthelifeofanactorisprecarious,andpeopleneverknowwhenthey’regoingtobeofferedtheirnextrole.Thismadehimveryrespectfulofmoneyandherealizedheneededtolookafterhimself.ReadingindetailText6Thenhemetmymummy,abeautifulwhiteEnglishwoman,andmarriedher.Mixedmarriageswereunusualandfrownedonatthetime,andIalwaysadmiredtheirtremendouscourageasmuchastheirloveforeachother.Healwayssaidthatwhenhemarried,hehadtolookafternotjusthimself,butmymotherand,induetime,twochildrenaswell.ReadingindetailText7

Anyway,backtomybirthdaypresent.Itookadeepbreath.8

“Daddy?”9

Helookedupslowlyfromhispapers,hismindstilloccupiedwithnumbers.ReadingindetailText10“Hello,precious,”hereplied.11“It’smybirthdaysoon,andIwaswonderingifIcouldhaveapuppythisyear.”ReadingindetailText12“Apuppy?”Therewasalongpause.Helookedatmeseriously.Hetoldmehowmuchmymummyandheearned.Thenheshowedmeourexpenditureonhouseholdbills.Thingslikeinsurance,rent,heating,plumbing...Hesaidthatbeforewecouldspendmoneyonfunthings,likepuppies,wehadtopayallthebills.Andwhatwasleftover,wecouldn’tspendallatonce,becausewehadtokeepsomesavings“forarainyday,”thosetimeswhenhedidn’thaveanywork.ReadingindetailText13SoIstartedtoworkoutallthecostsoverthedog’slife.Firstofall,Ireckonedhowmuchitwouldcosttofeed.Iwenttothesupermarkettoascertainthepriceofdogfood.I’dsortoflearntthatthedogwouldneedtoeattwiceaday,andonthetinsofdogfood,therewasinformationabouthowmuchtogivedifferentbreedsofdogsateachmeal.ReadingindetailTextThenIcalculatedthefoodcostsforaweekandthenayear,andthenovertheaveragelifespanofthebreedIwanted–moreorlesstwelveyears.ReadingindetailText14Iploughedonandfoundoutwhatitwouldcosttobuyafewaccessories,suchasaleadforwhenItookitoutonthestreets,somedogtoys,andperhapsevenabed.ReadingindetailText15

Alreadyitlookedlikeaverysizeableamountofmoney.ButIdecidedtopersevere.ItoldmyfatherwhatI’ddonesofar,andhenoddedcarefully,butthensaid,“Andwhatabouthealthcare?”Thevet’sfees!Whatifmydogbecameill?Evenifitwasn’till,itwoulddoubtlessneedinjectionsandotherregularmedications.ReadingindetailText16SoIwenttothelocalvet,andaskedaboutfees.Thereceptionistenlightenedmeonthecostofconsultationsandtypicalmedications.Butshethensaid,“Oryoumightliketothinkaboutthis,”andhandedmeabrochurecontaininginformationaboutapetinsurancescheme.Theregularpremiumswerereallyquitesmallifyoubegantheschemewhilethedogwasveryyoung.SoatleastIcouldmakeaninformedpredictionaboutvet’sfees.ReadingindetailText17ButwherewasIgoingtogetthemoneyforallofthis?Clearly,itwascrucialtoearnsome.IworkedoutthatifIfoundajob,somethinglikeapaperround,deliveringearlymorningnewspapersintheneighbourhood,I’dhelppaysomeofthebills,andtakemypuppywithmeforalongwalkbeforeIwenttoschool.IalsodecidedtolookforaSaturdayjobinashop,whichwouldearnmemoremoney.ReadingindetailText18

Well,ImusthavesatisfiedmyparentsthatIcouldtakecareofalltheexpenses,becauseonmybirthday,mymummyanddaddyandmybrotherwerewaitingformedownstairswiththemostendearinggiftyou’veeverseen.ThiswasBennythepuppy,whobecameBennythedog,andwholivedmanyhappyyearswithus.ReadingindetailText19TodayisFather’sDay,andI’m54yearsoldnow.Mydaddydiedmanyyearsago,butonthisdayIalwaysthinkofhimandthankhimforeverythinghetaughtmeanddidforme.Ilearnthowtolookaftermyfinancesandcareformyownthreesons.AndIremembermyfather’slastwordstomebeforehedied.20

“Lookafteryourself!”ReadingindetailLookafteryourself(Title)vNotes

“Lookafteroneself”canmean“takecareofone’shealth,finances,life,oranyaspectstomakesurethatthingshappentoone’sadvantage.”notbyanymeans/bynomeans:notatall絕不；一點(diǎn)兒都不例：Sheisnotaninexperienceddriverbyanymeans.譯：她絕不是一個沒有經(jīng)驗(yàn)的司機(jī)。例：He’saterriblefriendbecausehedoesn’tknowthemeaningofloyalty.譯：他是個糟糕的朋友，因?yàn)樗恢篮螢橹艺\。know/notknowthemeaningofsth.:(infml.)usedforemphasizinghowmuchorlittleyouunderstandsth.知道或不知道某物的意思（用于強(qiáng)調(diào)對某事物了解的多寡）例

：They’vealreadyhadherinmindforthisposition.譯：他們已經(jīng)把她作為這個職位的人選了。havesth./sb.inmind(forsth.):haveanideaaboutwhatorwhoyouwantforaparticularpurpose心里已有某事物或某人（作為……的目標(biāo)選項）...hisforeheadcreasedinconcentrationashewentthroughallsortsofpapersandwroteoutchequestopaythehouseholdbills.(Para.3)vMeaning

Ashecarefullylookedthroughdifferentpapersandfilledoutchequestopayforthehouseholdbills,heconcentrateddeeply,causinghisforeheadtocrease.例：Ialwaysstartthedaybygoingthroughmyemail.譯：我每天的工作總是從瀏覽電子郵件開始。gothroughsth.:readordiscusssth.inordertomakesureitiscorrect審閱……；討論某事

例：Shesatatthetableandbegantowriteoutachecktopayforhermonthlyrent.譯：她坐在桌前，開始填寫一張支票，用以支付每月的房租。writeout:writeinformationonacheckoraform填寫（支票或表格；討論某事

vBackgroundinformation

StLucia

isanislandcountryintheWestIndies,ontheeasternedgeoftheCaribbeanSea.ItisaformercolonyofbothFranceandtheU.K.,andisnowanindependentstateoftheCommonwealthofNations.StLuciahasbeenabletoattractforeignbusinessandinvestment,especiallyinitsoffshorebankingandtourismindustries,whichisStLucia’smainsourceofrevenue.vBackgroundinformation

TheWestIndiesisasub-regionofNorthAmerica,surroundedbytheNorthAtlanticOceanandtheCaribbeanSea.ThreemajorphysiographicdivisionsconstitutetheWestIndies:

theGreaterAntilles,theLesserAntilles,andtheisolatedislandgroupsoftheNorthAmericancontinentalshelf(TheBahamasandtheTurksandCaicosIslands)andthoseoftheSouthAmericanshelf(includingTrinidadandTobago,Aruba,Cura?ao,andBonaire).

vBackgroundinformation

CircusInsomepartsoftheworld,circusesdifferfromthoseinChinathroughtheiruseoflargetrainedanimals,suchaslionsandelephants,whichoftenperformtricks.Westerncircusesalsofeaturebroadcomedyperformedbyclowns.

...hewasspottedbyafilmproducer...(Para.4)vNotes

While“spot”cansimplymean“noticesth.orsb.,”itcanalsomean“noticeatalentthatcanbedeveloped.”Thisusagegivesrisetotheword“talent-spotter(sb.whosejobistolookfornewperformersorsportsplayers).”例：Jackisdesperateforajobandwantstotryhisluckattheport.譯：杰克急需一份工作，想去港口碰碰運(yùn)氣。try/chanceyourluck:dosth.becauseyouhopeyouwillbesuccessful,eventhoughyouknowyoumaynotbe碰碰運(yùn)氣例：Personalphonecallsarefrownedonatwork.譯：工作場合不允許打私人電話。frownon/uponsth./sb.:disapproveofsth.orsb.,esp.sb.’sbehavior不贊成，反對（尤指某人的行為）vNotes

“Precious(寶貝兒)”canbeusedtoaddresssb.youlove,esp.ababyorsmallchild.“Hello,precious,”hereplied.(Para.10)例：Itmakesgoodsensetosavesomemoneyforarainyday.譯：留些錢以備不時之需是很有道理的。forarainyday:ifyousavesth.orputsth.awayforarainyday,yousaveitforatimeinthefuturewhenyoumayneedit以備不時之需；未雨綢繆vNotes

Thistextusesavarietyofwordsandexpressionstoindicate“findingoutthecostofsth.,”suchas“workoutallthecostsover…(Para.13),”“reckonedhowmuchitwouldcostto…(Para.13),”“calculatedthefoodcosts…(Para.13),”“findoutwhatitwouldcostto…(Para.14),”and“makeaninformedpredictionaboutthevet’sfees(Para.16).”SoIstartedtoworkoutallthecostsoverthedog’slife.(Para.13)例：Itisprovinghardtoworkoutthevalueofbankruptcompanies’assets.譯：事實(shí)證明，很難計算出破產(chǎn)公司的資產(chǎn)價值。workout:

calculatesth.計算；算出例：Noonewaslisteningtoher,butshe

ploughedonregardless.譯：沒人聽她說話，但她還是堅持在說。ploughon:continuedoingsth.thatisdifficultorboring堅持做，繼續(xù)進(jìn)行（艱難或乏味的事）例：Theeducationdirectorisperseveringinhisattempttoobtainadditionalfundingfortheschool.

譯：教育主任堅持不懈地為學(xué)校爭取更多資金。persevere:

vi.continuetryingtodosth.inaverydeterminedwayinspiteofdifficulties–usethistoshowapproval

鍥而不舍，堅持不懈（含褒義）vNotes

Therightpetinsurance(寵物醫(yī)療保險)policycanprotectpetownersagainstaportionofthecostsassociatedwithvetbillsresultingfrominjuriescausedbyaccidents,suchasdogattacksandcaraccidents.

Thisisawaytoassistpetownersincoveringtheexpensesofexpensivepetmedicaltreatments....containinginformationaboutapetinsurancescheme.Theregularpremiumswerereallyquitesmall...(Para.16)例：Thepremiumforhiscarinsurancewashighduetohispreviousaccidents.譯：由于以前出過事故，他的汽車保險費(fèi)很高。premium:

n.[C]thecostofinsurance,esp.theamountthatyoupayeachyear（尤指每年繳付的）保險費(fèi)照顧好自己1想象一下，我當(dāng)時是個11歲的女孩，在倫敦長大。我和父母、弟弟住在濱河的一套公寓里。盡管我們家從哪方面說都不算富裕，我的童年卻無比幸福，其樂融融。2

現(xiàn)在那些幸福的孩子并不懂得什么是不幸福，他們無法想象自己不幸福，他們認(rèn)為幸福是理所應(yīng)當(dāng)?shù)?，只想更加幸福。那時候，再過幾周就是我的生日了，我想如果能得到一份有點(diǎn)不同尋常的生日禮物，我會感到非常幸福。3有一天，我爸爸坐在餐桌旁，皺著眉頭，全神貫注地查閱各種家庭繳費(fèi)賬單，并填寫支票付賬。我爸爸生性隨和，但每次算賬他都有點(diǎn)反常，神情憂郁。4讓我先跟你說說我爸爸的情況吧。他出生在西印度群島的圣盧西亞，家里兄弟姐妹一共八個。我倒是想說說他（的經(jīng)歷），他離家投奔了馬戲團(tuán)，學(xué)會了騎大象并成為馬戲團(tuán)的一名小丑。但事實(shí)是，盡管他確實(shí)在馬戲團(tuán)干了一陣子,但后來被一個電影制片人相中，受聘當(dāng)演員去了。5幾年后，他決定來倫敦當(dāng)演員，碰碰運(yùn)氣。盡管那時候黑人演員很少，他還是找到了工作，出演了若干部電影，大都扮演小角色。他意識到演員的生活沒保障，他們永遠(yuǎn)不知道什么時候能得到下一個角色。這使他對錢心存敬畏，讓他必須學(xué)會照管自己。6后來他遇到了我媽媽——一位漂亮的英國白人，跟她結(jié)了婚。異族通婚當(dāng)時很罕見，也備受鄙視，我一直都很欽佩他們的勇氣和愛情。他總是說，當(dāng)他結(jié)了婚，他不僅要照顧自己，還要照顧我媽媽，后來還要照顧我們姐弟倆。7算了，還是回過頭來說說我的生日禮物吧。我深深地吸了一口氣。8“爸爸？”9

他的眼睛慢慢地從賬單上抬起來，但他滿腦子還都是數(shù)字。10“嘿，寶貝，”他答道。11

“我的生日快到了，我在想我今年能不能要只小狗?！?2“小狗？”接著是長時間的沉默。他認(rèn)真地看著我，告訴我他和我媽媽每個月掙多少錢，然后給我看家里的開銷支出：保險費(fèi)、房租、暖氣費(fèi)、管道維修費(fèi)等等。他說我們要先付清所有的賬單，然后才能考慮把錢花在像小狗這樣僅供娛樂的東西上。而且剩下的錢也不能一下子全花光，因?yàn)槲覀兊糜幸恍┓e蓄，以備“不時之需”，也就是他沒有工作的時候。13于是我開始計算養(yǎng)一只狗的費(fèi)用。首先，估算購買狗糧的花費(fèi)。我去超市調(diào)查了狗糧的價格，我了解到狗每天要吃兩頓飯，狗糧罐頭上印著各個不同品種的狗每頓要吃多少。然后我把一周的狗糧費(fèi)用算了出來，再算出一年的費(fèi)用，再根據(jù)我想養(yǎng)的品種的平均壽命——大約是12年，算出了養(yǎng)它一輩子的狗糧費(fèi)用。14我還了解了養(yǎng)狗的幾件裝備的費(fèi)用：出門遛狗時的牽狗皮帶、狗玩具，或許還要有一個狗窩。15光這些看起來就是相當(dāng)多的一筆錢，但這還沒完，我還要繼續(xù)統(tǒng)計。我告訴爸爸我已經(jīng)統(tǒng)計了什么項目，他認(rèn)真地點(diǎn)了點(diǎn)頭，然后說：“那醫(yī)療費(fèi)用呢？”對，還有獸醫(yī)費(fèi)！狗生病了怎么辦？就算它不生病，它肯定也需要打預(yù)防針，還有其他定期的藥物治療。16

為此我去當(dāng)?shù)氐墨F醫(yī)站咨詢費(fèi)用問題，接待員告訴我診斷費(fèi)和常規(guī)藥費(fèi)是多少。但她又說：“你也可以考慮一下這個?！表樖诌f給我一份寵物保險方案宣傳單。如果在狗很小的時候就開始買保險，定期繳納的保險費(fèi)確實(shí)很低。這樣，我至少可以較為準(zhǔn)確地預(yù)知獸醫(yī)的收費(fèi)標(biāo)準(zhǔn)。17可是我到哪里去找這些錢呢？顯然，關(guān)鍵是要掙錢。我估算了一下，如果找份零工做，比如送報，給周圍的鄰居送早報，我就能支付部分養(yǎng)狗的費(fèi)用，而且還能在上學(xué)前帶著狗遛一大圈。我還決定找一份周六在商店打工的活，多掙點(diǎn)錢。18嗯，關(guān)于如何打理這一切，我一定是已經(jīng)讓父母滿意了，因?yàn)榫驮谖疑盏哪翘?，我爸爸、媽媽、弟弟牽著一只世界上最漂亮最可愛的狗在樓下等著我，這就是小狗本尼，長大后是本尼狗，它跟我們一起度過了多年幸福的時光。19今天是父親節(jié)，我已經(jīng)54歲了。我父親在很多年前就去世了，但每到這天，我都會懷念他，感謝他教我、為我所做的一切。我學(xué)會了如何理財，也學(xué)會了如何照顧我自己的三個兒子。我還記得他臨終前對我說的那句話：

20“照顧好自己！”1.Completethefollowingnotestofigureoutthefather’sattitudetowardmoneyandhowhislifeexperiencesshapedhisattitude.GettingtheideaeightGettingtheideacircusactorprecariousEarlylifeHewasbornoneof1)______________childreninStLucia.Workexperiences?Heworkedina2)

___________andthenworkedasan3)

______________.?Helearnedthatanactor’slifeis4)________________.MarriedlifeHehadto5)_______________thewholefamily.AttitudetowardmoneyHewasvery6)

________________money.lookafterrespectfulof2.Completethefollowingnotesaboutthecostsofkeepingadogandwaystocoverthecosts.GettingtheideaFiguringoutthecostsEverydaycosts?Foodcosts?Thecostsofbuying1)___________________,suchasalead?Othercostsofbuyingtoys,abed,etc.Healthcarecosts?Thecostsof2)_____________________?Thecostsoftypical3)

____________________?4)___________________forapetinsuranceschemeaccessoriesconsultationsmedicationsPremiumsGettingtheideaCoveringthecosts?Doinga5)_________________earlyinthemorning?Lookingfora6)_____________________________paperroundSaturdayjobinashopGettingtheidea3.Answerthefollowingquestions.1

Howdoyouunderstandthetitleofthetext?2

Inwhatwaydidthefatherhelpthegirlunderstandthetruthof“l(fā)ookafteryourself”?3

Thefatherbecamerespectfulofmoneybecauseofhishardlifeandprecariousworksituation.Whatisyourattitudetomoney?Whydoyouhavethisattitude?GettingtheideaReferenceanswers“Lookafteryourself”isnotonlythefather’slastwordstohisdaughter,butthepreciouslessonoffinancialresponsibilitythathewantstoinstillinherfromanearlyage.Bylearninghowtolookafterherfinancesandlaterbetterlookafteralargefamily,theauthorenjoystheenduringbenefitsofthissimpleyetpowerfulmotto.1

Howdoyouunderstandthetitleofthetext?GettingtheideaReferenceanswersInsteadofeasilyfulfillinghisdaughter’sbirthdaywishortellingherwhattodo,thefatherenlightensheronmoneywisdombyleadinghertoaspontaneousstep-by-stepinvestigationofmoneyspending.Afterthedaughterfindsoutthecostsandwaystocoverthespending,sheultimatelylearnstobeprudentandeconomicalwithmoney.2

Inwhatwaydidthefatherhelpthegirlunderstandthetruthof“l(fā)ookafteryourself”?GettingtheideaReferenceanswers3

Thefatherbecamerespectfulofmoneybecauseofhishardlifeandprecariousworksituation.Whatisyourattitudetomoney?Whydoyouhavethisattitude?Myparentsbothhavestablejobsandincomes,buttheyliveaveryfrugallife.WhenIwasinprimaryschool,theyaskedmetoundertakepartofthehouseworkandrewardedmewithasmallamountofpocketmoney.GettingtheideaReferenceanswersTheyalsogavemetipsonhowtosavepocketmoneyandmakeabudgettoaffordtoysorthestationeryIlongedfor.Theyalsoinvolvedmeinthediscussionanddecision-makingofthemajorexpensesinourfamily,suchasbuyingacarorplanningaholiday.Inthisway,Ilearnedtheartofmoneymanagementanddevelopedahabitofbeingeconomicalineverydaylife.Whenmakingapoint,itisoftenmoreeffectivetotellastorythantostatedryfacts.Awell-toldstoryismorelikelytocapturethereader’sattention,arousetheirempathy,andmakethepointmorethought-provoking.Inthetext,theauthorcraftsherownstoryusingthefollowingtechniques.Craftingawell-toldstoryAnalyzingwritingtechniquesGiveashortbackstoryAbackstorydescribesacharacter’spreviouslifeandexperiences.Itprovidesbackgroundinformationaboutthecharactersinthestorytosupporttheunfoldingplot.Craftingawell-toldstoryAnalyzingwritingtechniquesUseforeshadowingForeshadowingisusedtohintatwhatwillhappenlaterinthestory.Forexample,thescenewherethegirl’sfather“wentthroughallsortsofpapersandwroteoutchequestopaythehouseholdbills”describedinParagraph3hintsthatthefathermayusethehouseholdbillsasajustificationforturningdownthegirl’srequest.Craftingawell-toldstoryAnalyzingwritingtechniquesUsedetailsTheauthorusesaseriesofconcretedetailstodescribeactions,thoughts,andfeelings.Thesedetailsshowthereadersomething,ratherthanarguingorteachingapoint.Theypointtowardandsupportthelessonofthestoryintheprocessofitbeingrevealedtothereader.Craftingawell-toldstoryAnalyzingwritingtechniquesDosomereflectionTheauthorendsthestorybyreflectingonwhatshelearnedfromherfather.Thus,theauthorreiteratesthemainideaofthestoryandgivesthereaderafeelingofclosure.Craftingawell-toldstoryAnalyzingwritingtechniquesAnalyzingwritingtechniquesFinddetailsfromthetexttoillustratehowtheauthorcraftsherstory.GiveabackstoryImaginemeasaneleven-year-oldgirl,growingupinLondon.Letmetellyouabitaboutmydaddy.

Afterafewyears,hedecidedtocometoEnglandandtryhisluckasanactorhere....AnalyzingwritingtechniquesUseforeshadowingMyeasy-goingfatheralwayslookedunnaturallysombrewhenhewasdoingthebills.Helookedupslowlyfromhispapers,hismindstilloccupiedwithnumbers....AnalyzingwritingtechniquesUsedetailstodescribeactions,thoughts,andfeelings...hisforeheadcreasedinconcentrationashewentthroughallsortsofpapers...Anyway,backtomybirthdaypresent.Itookadeepbreath.Therewasalongpause.Helookedatmeseriously....AnalyzingwritingtechniquesReflectonwhathasbeenlearnedIlearnthowtolookaftermyfinancesandcareformyownthreesons....1.Completethefollowingsentenceswiththecorrectformoftheexpressionsinthebox.

regularpremiumcalculatethecostofkeepsomesavingsmedicationcostasizeableamountofinformedprediction1Asaresultoftherecenthealthcarereforms,____________________forpatientshavedroppedsignificantly,makingtreatmentsmoreaccessibleandaffordableforthem.medicationcostsBuildingyourlanguage2

Thecouplerealizedtheyneededtocutunnecessaryspendingand__________________________topreparethemselvesforuncertaintimes.3

Afteryearsofextremelyhardworkanddiligence,hefinallysaved__________________________moneyinhisbankaccount.keepsomesavingsBuildingyourlanguageasizeableamountof

regularpremiumcalculatethecostofkeepsomesavingsmedicationcostasizeableamountofinformedprediction4Financialadvisorsprovidetheircustomerswithrelevantandtimelyadvice,helpingthemmake__________________________aboutfuturetrendsinthefinancesector.5

The____________________forpetinsurancecanbealittleexpensive,butwillsaveyoumoneyifyourdogisinjured.informedpredictionsBuildingyourlanguageregularpremiums

regularpremiumcalculatethecostofkeepsomesavingsmedicationcostasizeableamountofinformedprediction6

Beforeembarkingonamajortripoverseas,weneedto________________________transportation,housing,food,andothernecessities.calculatethecostofBuildingyourlanguage

regularpremiumcalculatethecostofkeepsomesavingsmedicationcostasizeableamountofinformedprediction2.Completethefollowingsentenceswithcorrectprepositionsoradverbs.Buildingyourlanguage1

MomandDadfrowned_____________mybrother’sspendinghabits,becausetheythoughtheshouldbesavingmore.2

Let’sgo_____________thenumberstogetherandseeifaworkabledealispossiblebasedonallthepreviouseffortswehavemade.3

It’snot_____________anymeanscertainthatthey’llgetenoughmoneytofundthisconstructionproject.on/uponthroughbyBuildingyourlanguage4

Youngpeopleshouldestablishasenseofindependence,andshouldn’ttaketheirparents’financialsupport_____________granted.5

Let’sbepracticalandwork_____________howmuchwewillspendonrunningacarbeforemakingapurchasedecision.6

Theyoungcouplefeltcontentbecausetherewasmoneyleft_______________aftertheypaidoffallthehouseholdbillsandessentials.foroutover3.TranslatethefollowingparagraphintoEnglishwiththewordsandexpressionsinthebox.勤勞節(jié)儉（frugality）是中華民族的傳統(tǒng)美德。小時候，父母為我樹立了榜樣。他們每月初會做財務(wù)規(guī)劃，確保本月收入足以支付家用開支，同時還能攢一些錢，以備不時之需。為此，他們很少買不必要的東西。在他們的指導(dǎo)下，我學(xué)會了記賬，試著估算自己的日?；ㄙM(fèi)。現(xiàn)在，我也能妥善打理個人財務(wù)了。Buildingyourlanguagehouseholdbillforarainydayspendmoneyonrec