個(gè)人借款合同合同英文范本

個(gè)人借款合同合同英文范本合同編號(hào)：__________本個(gè)人借款合同（以下簡稱“本合同”）由以下雙方于[合同簽訂日期]簽訂：借款人（以下簡稱“甲方”）：姓名：[甲方姓名]身份證號(hào)碼：[甲方身份證號(hào)碼]地址：[甲方聯(lián)系地址]聯(lián)系方式：[甲方聯(lián)系電話]電子郵箱：[甲方電子郵箱]出借人（以下簡稱“乙方”）：姓名：[乙方姓名]身份證號(hào)碼：[乙方身份證號(hào)碼]地址：[乙方聯(lián)系地址]聯(lián)系方式：[乙方聯(lián)系電話]電子郵箱：[乙方電子郵箱]1.DefinitionsandInterpretations1.1Definitions"Loan"meanstheamountofmoneyborrowedtheBorrowerfromtheLenderunderthisAgreement."Interest"meanstheamountchargedtheLenderfortheuseoftheLoan."Default"meansthefailureoftheBorrowertoperformanyoftheobligationsunderthisAgreement.1.2InterpretationsHeadingsareforconvenienceonlyanddonotaffecttheinterpretationofthisAgreement.Wordsinthesingularincludethepluralandviceversa.2.LoanAmountandPurpose2.1LoanAmountTheLenderagreestolendtotheBorrowerthesumof[具體借款金額](the"LoanAmount").2.2LoanPurposeTheLoanistobeusedfor[明確借款用途]andshallnotbeusedforanyotherpurpose.3.InterestRateandPayment3.1InterestRateTheinterestrateontheLoanis[具體利率]perannum.3.2PaymentScheduleTheBorrowershallmakerepaymentsoftheLoanandInterestinaccordancewiththefollowingschedule:On[還款日期1],theBorrowershallpay[還款金額1].On[還款日期2],theBorrowershallpay[還款金額2].Andsoon.4.Repayment4.1RepaymentTermsTheBorrowershallrepaytheLoanAmountandInterestinfull[最終還款日期].4.2PrepaymentTheBorrowermayprepaytheLoaninwholeorinpartatanytimewithoutpenalty.However,theBorrowershallgivetheLenderatleast[提前還款通知期限]days'writtennoticeofitsintentiontoprepay.5.DefaultandRemedies5.1EventsofDefaultThefollowingeventsshallconstituteeventsofdefaultunderthisAgreement:FailuretheBorrowertomakeanypaymentwhendue.BreachofanyotherobligationunderthisAgreementtheBorrower.TheBorrowerbeesinsolventorbankrupt.5.2RemediesUpontheoccurrenceofaneventofdefault,theLendershallhavethefollowingremedies:TodemandimmediaterepaymentoftheoutstandingLoanAmountandInterest.ToexerciseanyrightsorremediesavailabletotheLenderunderapplicablelaw.6.Collateral(ifapplicable)6.1DescriptionofCollateralIftheLoanissecuredcollateral,theBorroweragreestopledge[抵押物描述]ascollateralfortheLoan.6.2PerfectionofSecurityInterestTheBorrowershalltakeallnecessaryactionstoperfecttheLender'ssecurityinterestintheCollateral,includingbutnotlimitedtofilingthenecessarydocumentswiththeappropriateauthorities.7.RepresentationsandWarranties7.1Borrower'sRepresentationsTheBorrowerrepresentsandwarrantstotheLenderthat:TheBorrowerhasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationsunderthisAgreement.TheinformationprovidedtheBorrowertotheLenderistrue,accurateandplete.TheBorrowerisnotindefaultunderanyotheragreementorobligationthatcouldmateriallyaffectitsabilitytoperformitsobligationsunderthisAgreement.7.2Lender'sRepresentationsTheLenderrepresentsandwarrantstotheBorrowerthat:TheLenderhasthelegalcapacitytoenterintothisAgreementandtoperformitsobligationsunderthisAgreement.TheLenderisauthorizedtolendtheLoanAmount.8.Covenants8.1Borrower'sCovenantsTheBorrowercovenantstotheLenderthat:TheBorrowerwillusetheLoanproceedsonlyforthepurposespecifiedinthisAgreement.TheBorrowerwillkeeptheCollateral(ifapplicable)ingoodconditionandwillnotdisposeoforencumbertheCollateralwithouttheLender'spriorwrittenconsent.TheBorrowerwillpromptlynotifytheLenderofanymaterialchangeinitsfinancialconditionorbusiness.8.2Lender'sCovenantsTheLendercovenantstotheBorrowerthat:TheLenderwillmaintaintheconfidentialityoftheBorrower'sinformation.TheLenderwillnotunreasonablywithholditsconsenttoanyrequesttheBorrowerforamodificationofthetermsofthisAgreement.9.Notices9.1MannerofGivingNoticeAllnoticesandmunicationsunderthisAgreementshallbeinwritingandshallbedeliveredhand,registered,oretotheaddressesspecifiedinthisAgreement.9.2AddressesforNoticesTheaddressesfornoticesareasfollows:FortheBorrower:[甲方聯(lián)系地址]E:[甲方電子郵箱]FortheLender:[乙方聯(lián)系地址]E:[乙方電子郵箱]10.GoverningLawandJurisdiction10.1GoverningLawThisAgreementshallbegovernedandconstruedinaccordancewiththelawsof[適用法律的地區(qū)].10.2JurisdictionAnydisputearisingoutoforinconnectionwiththisAgreementshallbesubmittedtotheexclusivejurisdictionofthecourtsof[具體管轄法院的地區(qū)].11.Confidentiality11.1ObligationofConfidentialityEachpartyagreestokeepconfidentialallinformationobtainedfromtheotherpartyinconnectionwiththisAgreementandnottodisclosesuchinformationtoanythirdpartywithoutthepriorwrittenconsentoftheotherparty.11.2ExceptionsTheobligationofconfidentialityshallnotapplytoinformationthat:Isorbeespubliclyavailablethroughnofaultofthereceivingparty.Isalreadyinthepossessionofthereceivingpartyatthetimeofdisclosure.Isrequiredtobedisclosedlaworacourtorotherregulatoryauthority.12.EntireAgreement12.1IntegrationThisAgreementconstitutestheentireagreementbetweenthepartieswithrespecttothesubjectmatterhereofandsupersedesallprioragreementsandunderstandings,whetherwrittenororal.12.2AmendmentThisAgreementmaybeamendedonlyawritteninstrumentsignedbothparties.13.Severability13.1SeverabilityofProvisionsIfanyprovisionofthisAgreementisheldtobeinvalidorunenforceable,suchinvalidityorunenforceabilityshallnotaffecttheotherprovisionsof