金融英語口語+重要的名詞

1、口語 一B：先生，我能為您做些什么？C：是的，我公司想開個(gè)戶，您能給我提供些信息嗎？B：我很樂意。您想開哪種賬戶？C：活期賬戶。我尤其想了解一下你們能夠提供的利率。B：哦，本行提供的利率在全國是最具有競爭力的。至于活 期賬戶，年利率是1.3%。B：Sir,May I help you?C：Yes,I want to open an account for my company,can you offer me some information about it?B：OK,its my pleasure.Which kind of account do you want ,the current

2、 account or term account?C：The current account.Specially,I want to know about the interest rate you offer.B：OK!The interest rate my bank provides is the most competitive in the country.For the demand account ,the interest rate is 1.3% per annum.口語 二B：女士，上午好。我能為您提供些幫助嗎？C：上午好。我想開個(gè)戶。B：您想開哪種賬戶？C：還沒有確定。我

3、是來參加奧運(yùn)會(huì)的，要在這兒呆一個(gè)月左右。B：那樣的話，我想您需要一個(gè)支票賬戶，以便能用支票付賬。C：這是個(gè)好主意。支票賬戶的最低起存額是多少？B：100美元。您想存多少錢？C： 嗯，我想存10，000 美元。B：好的，女士。請(qǐng)?zhí)钜幌逻@張表并在這兒簽字。C：好的，給您。這樣行嗎？B：行，這樣行。請(qǐng)把您的護(hù)照給我看看，可以嗎？C：當(dāng)然可以。給您。我現(xiàn)在就能開支票了嗎？B：可以。這是支票簿。C：隨便問一下，銀行什么時(shí)候關(guān)門？B：下午6：00。C： 謝謝您的幫助。B：不要謝。祝您好運(yùn)！C：謝謝。再見。B：再見。B：Good morning,Madam.Can I help you？C：Good mor

4、ning.I want to open an account with your bank.B：What kind of account do you want?C：Im not sure.I come here for The Olympic Games,so I will be here for a month all so.B：In the case,I suggest you can open a checking account.Such you can pay your bills by your checks.C：Thats a good idea.What is the min

5、imum amount for the checking account?B：100 us dolloars.How much money do you want to deposit?C：enI think its 10000 us dolloars.B：OK,Madam.Please fill out the form and sign your name here.C：OK!Here you are.Thats all right?B：All right,thats in order.Would you mind showing me you passport?C：Of course n

6、ot.Here you are.Can I write a check now?B：Yes,you can.This is a check book.C：By the way,when does the bank close?B：6:00pmC：Thank you for your help.B：Youre welcome.Good luck!C：Thanks,goodbye.B：Bye.口語 三B：下午好，女士。我能為您做些什么嗎？C：下午好。我想在我的賬戶上存些錢。B： 您想存多少？C： 800美元。B： 您的儲(chǔ)蓄賬戶嗎，女士？C： 哦，是活期賬戶。B： 那好，請(qǐng)?jiān)诖婵顔紊咸蠲髂馁~號(hào)、姓

7、名以及存款金額。C：謝謝給您。這樣行嗎？B：很好。請(qǐng)把存折給我。C：給您存折和現(xiàn)金。B：謝謝給您存折。請(qǐng)看看是否正確。C：正確。謝謝。B：不用謝。再見。B：Good afternoon,Madam.What can I do for you?C：Good afternoon.I want to pay some money into my account.B：How much would you like to put into your account?C：800 us dolloars.B：Is it your savings account madam?C：Oh,its a demand

8、 account.B：OK!Please write down your account number name and credit amount under the deposit slip.C：Thank you.Here you are.Its ok?B：Great.Please give me your passbook.C：Here are my passbook and cash.B：Thanks!Here is your passbook.Please have a look at it to make sure is it right.C：Yes,its correct.Th

9、anks!B：Youre welcome.口語 四B：我能為您提供什么幫助嗎，先生？C：是的。幾個(gè)月前，我在貴行開了個(gè)戶。我從月結(jié)算清單上看出余額已經(jīng)很少了，所以我來存些錢。B：唔，您的是支票賬戶，賬戶是多少？C：賬戶在這兒。B：您想存多少錢？C：1萬美元。B：那好。這是張存款單，請(qǐng)?zhí)钌?。C：好的。這是填好的存款單和1萬美元。B：謝謝。C：另外，我的支票簿幾乎用完了。您能再給我一本嗎？B：當(dāng)然可以。這是您的賬戶，還有一本您要的支票簿。C：謝謝。再見。B：再見。 B：What can I do for you,sir?C：Yes,I opened an account with your ban

10、k some monthes ago.I read from the monthly settlement that the balance is already very low,So I want to deposit some money into my account.B：enYou have a checking account.What is your account number？C：Here it is.B：How much would you like to put into your account?C：10000 us dolloars.B：OK!Here is the

11、deposit slip.Please fill it.C：OK!Here are the completed slip and 10000 us dolloars.B：Thank you!C：Besides,I have almost run out my check.Can I have another one?B：Of course.This is your account and your checkbook.C：Thanks.Byebye.B：Bye.口語 五B：我能為您做些什么？C：是的。我想把這張支票兌現(xiàn)。B：我看一下非常遺憾，我得告訴您，這張支票不能兌現(xiàn)。您看，這是張劃線支票。

12、這種支票是不能轉(zhuǎn)讓的，所以不能直接兌現(xiàn)。C：哎呀，那我該怎么辦？B：您得先把這支票存入您的賬戶。 C：是嗎？B：這是銀行的規(guī)定。銀行只是想保證只有支票上指定的人能得到這筆錢。C：這是個(gè)不錯(cuò)的辦法。我得首先把這張支票存入我的賬戶，那么我該辦什么手續(xù)？B：哦，非常容易。這是張存款單，請(qǐng)?zhí)詈?，然后在寫有“簽名”字樣的地方簽名。?dāng)支票兌現(xiàn)時(shí)，錢就會(huì)轉(zhuǎn)到您的戶頭上。C：好的，那我得填上我的姓名、地址和電話好嗎給您。順便問一下，如果存現(xiàn)金，手續(xù)是否相同？B：是的，是相同的。一切都辦好了？C：謝謝。再見。B：What can I do for you?C：Yes,I want to cash the che

13、ck.B：Let me have a lookIm very sorry to tell you that you cant cash,Look this is a crossed check.The checks cannt be negotiable,so it isnt cashed directly.C：Oh,dearWhat can I do?B：You need deposit the check into your account first.C：Is it all right?B：It is the bank regulations,we just want to make s

14、ure that only person to whom the check was written can get the money.C：Oh,that is a good idea.I must deposit the check into my account,then,what is the procedures should I do?B：Oh,vey easy.Here is the deposit slip,please fill in it and sign where it says “signature”.When the check is cleared,the mon

15、ey will be transferred into your account.C：OK!I need to fill out my name,my address and my telephone number all right?Here you are.By the way,if I want to deposit the cash,the procedures are the same?B：Yes,the same. everything is OK!C：Thanks,byebye.口語 六C：勞駕一下，我在等一筆從美國轉(zhuǎn)來的款，到了嗎？B：請(qǐng)把您的問題解釋一下，好嗎？C：有人從大通

16、曼哈頓銀行給我轉(zhuǎn)來了1 000美元，不知到了沒有。B：請(qǐng)問您叫什么名字？C：杰克.倫敦。前幾天，我在貴行開了個(gè)戶。B：明白了。請(qǐng)稍等一下，我去查一下倫敦先生，款已經(jīng)到了，1000美元，已進(jìn)入您的賬戶。C：謝謝您。B：不用謝。您是想取走呢還是留在賬上。C：想取走，因?yàn)槲壹毙桢X用。我得先填張取款單嗎？B：我想是的。C：這是取款單。請(qǐng)給我800美元的百元鈔，其余的為小鈔。B：好的給您。C：非常感謝。再見。C：Excuse me.I am expecting a transfer from USA.Is it in?B：Would you rephrase your question?C：There

17、is a transfer of 1000 dollars from the Chase Manhattan bank.I wonder wether it has arrived.B：Name please.C：Jack London.I opened an account with your bank some days ago.B：I see.Please wait.I will go and checkMr London,the transfer has arrived,we have credited your account 1000 us dollars.C：Thank you.

18、B：You are welcome.Do you want to take out your money or keep it account? C：I want to withdraw for I am in urgent need.Should I fill out a slip first. B：I think so.C：Here is the slip.I would like in one hundrends 800 us dollars.And the rest in small bills.B：OK,Here you are.C：Thanks a lot,bye bye.口語 七

19、B：早上好，先生。我能為您做些什么？C：請(qǐng)給我講一下該如何取款，好嗎？B：當(dāng)然可以。那邊的柜臺(tái)上有取款單，填寫一張，注明想取的金額，日期以及賬號(hào)，別忘了簽字。填完后拿來給我。C：好的，謝謝給您取款單和存折。B：好。請(qǐng)輸入密碼。是的，對(duì)了您想取多少？C：700美元。B：但您的賬上只有500美元。C：真的嗎？B：儲(chǔ)蓄賬戶一般不允許透支，但有些支票賬戶可以，可也要在一定的額度內(nèi)。C：對(duì)不起，我沒注意到。B：這不是您的錯(cuò)。再填一張取款單就是了。C：好的請(qǐng)幫我看一下是否填對(duì)了。B：行這是450美元。C：非常感謝。B：Good morning,Sir.What can I do for you?C：Wou

20、ld you mind telling me how to withdraw money?B：Of course.There are some withdraw slips on the counter over there.Please fill one out,stating the amount you want to withdraw,the date and your account number.And dont forget to sign your name.Then come back to me w when you have finished.C：OK,thanks.He

21、re are your withdraw slip and passbook.B：OK!Please input/key/put into your password.Yes,thats it.How much do you want to withdraw?C：700 us dollars.B：But you have balance 500 dollars only in your account.C：Really?B：We dont allow overdraft for savings account.But for some checking accounts,the deposit

22、er can overdraft but within the certain extend.C：Sorry,I dont notice.B：It is not your false,you can fill out another.C：OKCould you please go it over?B：OKHere are 450 us dollars.C：Thanks a lot.名詞 漢譯英 英譯漢61. 吸收存款 mobilizing savings2. 貨幣政策 monetary policy3. 公開市場業(yè)務(wù) open market operations4. 不良貸款 the non-

23、performing loans5. 表內(nèi)外風(fēng)險(xiǎn)敞口 on- and off- balance sheet exposures6. 多邊匯率指數(shù) the multi-lateral exchange rate indexes7. 最低資本金要求 minimum capital requirements8. 經(jīng)常項(xiàng)目業(yè)務(wù) current account transactions9. 外匯頭寸 foreign exchange position10. 外匯報(bào)價(jià) foreign exchange quotations11. 資本項(xiàng)目業(yè)務(wù) capital account transactions12.

24、 資產(chǎn)質(zhì)量 asset quality13. 金融穩(wěn)定 financial stability14. 流動(dòng)性風(fēng)險(xiǎn) liquidity risk15. 操作風(fēng)險(xiǎn) operational risk16. 一級(jí)資本 tier one capital17. 金融交易 financial transactions18. 出口核銷 export verification19. 多頭 long positions20. 空頭 short positions21. 流通票據(jù) negotiable instruments22. 應(yīng)收賬款 accounts receivable23. 資本租賃 capital lease24. 期貨市場 futures markets25. 保管業(yè)務(wù) custody business26. 債務(wù)工具 debt instruments27. 聯(lián)合牽頭行 co-lead managers28. 匯票 bills of exchange29. 一級(jí)市場 primary market30. 投資銀行業(yè)務(wù) investment banking31. 國際結(jié)算 international settlement32. 證券承銷 securities underwriting33. 做市商 m