保險英語詞匯

保險英語詞匯abandonment委付abandonmentclause委付條款accident意外事故accountingperiod結(jié)算期actofgod不可抗力actualtotalloss實際全損actuarialmethod精算法actuary保險精算師additionalpremium附加保險費additionalrisk附加險advanceprofit預(yù)期利潤aggregatelimit累積限額aggregatedloss累積損失all-riskspolicy一切險保單antiselection逆選擇applicant投保人application投保單approved承保assignmentclause轉(zhuǎn)讓條款average海損、海損分攤averageadjuster海損理算人averageclause共同海損分擔(dān)條款balance所欠款項beneficiary受益人binder暫保單bindingslip暫保單breakageofpacking包裝破碎險broker經(jīng)紀人capacity承保能力captive自保公司captivepools自保組合cargodamageadjustment貨損理算cargodamageinspection貨損檢驗cargodamageprevention貨損預(yù)防cargodamagereport貨損報告cargodamagesurvey貨損檢查，貨物損壞檢驗cargoinsurancepremium貨物保險費cargoinsurancerate貨物保險費率cargoinsurer貨物承保人cargopolicy貨物保單，貨物保險單cargopremium貨運保險費，貨物保險費cargounderwriter貨物保險承保人（商），貨險承保人，貨物承保人cashloss現(xiàn)金賠款cashvalue現(xiàn)金價值catastrophe巨災(zāi)catastropheexcessofloss（CXL）巨災(zāi)超賠\巨災(zāi)超賠分保categoriesofinsurance保險類別cedingcompany分出公司ceding(insurance)company分保公司ceding,retrocession(forreinsurance)分保certificateofcargodamage貨損證明certificateofinsurance保險證明、保險憑證cessionlimit分保限額ChinaInsuranceClause(CIC)中國保險條款claim索賠claimassessor索賠人claimsettlement理賠claim-prone容易出險claimsandarbitration索賠與仲裁claimsassistance理賠協(xié)助clashandbreakage碰損，破碎險cleancut結(jié)清方式coinsurance共保co-insurance共同保險co-insurancecompany共同保險公司combinedratio綜合賠付率commencementandtermination起訖concurrentinsurance同時保險consequentialloss(CL)后果損失constructivetotalloss推定全損contingentliquidity或有流動性continuedinsurance繼續(xù)保險co-relatedrisks關(guān)聯(lián)風(fēng)險cover承保、責(zé)任額covernote保險證明書,承保單，保險證明covernote暫保單（證明同意承保的臨時文件）coverage受保范圍broker經(jīng)紀人capacity承保能力captive自保公司captivepools自保組合cargodamageadjustment貨損理算cargodamageinspection貨損檢驗cargodamageprevention貨損預(yù)防cargodamagereport貨損報告cargodamagesurvey貨損檢查，貨物損壞檢驗cargoinsurancepremium貨物保險費cargoinsurancerate貨物保險費率cargoinsurer貨物承保人cargopolicy貨物保單，貨物保險單cargopremium貨運保險費，貨物保險費cargounderwriter貨物保險承保人（商），貨險承保人，貨物承保人cashloss現(xiàn)金賠款cashvalue現(xiàn)金價值catastrophe巨災(zāi)catastropheexcessofloss（CXL）巨災(zāi)超賠\巨災(zāi)超賠分保categoriesofinsurance保險類別cedingcompany分出公司ceding(insurance)company分保公司ceding,retrocession(forreinsurance)分保certificateofcargodamage貨損證明certificateofinsurance保險證明、保險憑證cessionlimit分保限額ChinaInsuranceClause(CIC)中國保險條款claim索賠claimassessor索賠人claimsettlement理賠claim-prone容易出險claimsandarbitration索賠與仲裁claimsassistance理賠協(xié)助clashandbreakage碰損，破碎險cleancut結(jié)清方式coinsurance共保co-insurance共同保險co-insurancecompany共同保險公司combinedratio綜合賠付率commencementandtermination起訖concurrentinsurance同時保險consequentialloss(CL)后果損失constructivetotalloss推定全損contingentliquidity或有流動性continuedinsurance繼續(xù)保險co-relatedrisks關(guān)聯(lián)風(fēng)險cover承保、責(zé)任額covernote保險證明書,承保單，保險證明covernote暫保單（證明同意承保的臨時文件）coverage受保范圍employer業(yè)主Endorsement批單endorsement:簽注endowmentinsurance養(yǎng)老保險endowmentpolicy人壽定期保險單eventlimit事件限額exgratiapayments通融賠款excessloss超額賠款excessoflosscover超額賠償excessofloss（XL)超賠分保exclusion除外責(zé)任EXLprotection超賠保障exposedareas風(fēng)險承受區(qū)域exposurerating風(fēng)險評估extended-terminsurance過期保險extracharges額外費用extrapremium額外保險費extraneousrisks(additionalrisks)附加險facultativebusiness臨分保facultativereinsurance臨時分保faultliability過失責(zé)任financialquotashares成數(shù)分保fineprint細則finiterisk有限制的風(fēng)險finiterisktransfer有限風(fēng)險轉(zhuǎn)移floatingpolicy浮動保險單franchise(deductible)免賠額；免賠率freeofallaverage(FAA)全損賠償freightinsurance運費保險freightpolicy運費保險單fullcoverage全額承保fullinsurance全額保險fullinsurancevalue足額保險價值fullliability全部責(zé)任generalaverage（GA）共同海損graceperiod寬限期grossnetpremiumincome（GNPI）總凈保費收入groupinsurance團體保險guaranteeofinsurance保險擔(dān)保書hazard危險因素healthinsurance疾病保險，健康保險heavydamage嚴重破壞holisticrisktransfer整體風(fēng)險轉(zhuǎn)移hookdamage勾（鉤）損險hourclause小時條款I(lǐng)BRNreserve已發(fā)生但未報的損失儲備金，IBRN儲備金importcargoinsurance進口貨物保險increasedvalueclause增值條款increasedvalueinsurance增值保險increasingcoverage,extendingcoverage加保Incurredbutnotreportedlosses(IBRN)已發(fā)生但未報的損失indemnitylimit賠償期限indemnityperiod賠償期individuallosses單一損失industrialinsurance產(chǎn)業(yè)保險inflatedclaim超額索賠inherentnatureofcargo貨物的固有性inherentvice內(nèi)在缺陷inherentviceofcargo貨物固有缺陷inspectionofcargo積貨鑒定，貨物檢驗，檢查貨物inspectionofcargoGAorPA海損(單獨海損或共同海損)鑒定inspectionondamagedcargo貨物殘損檢驗installmentinsurance分期付款保險InstituteCargoClauses(ICC，I.C.C.)協(xié)會貨物（保險）條款insurability可保性insurance保險，保險費，保險金額insuranceact保險條例insuranceagainstrisk保險insuranceagent(s)保險代理，保險代理人insuranceamount保險金額\保險額insuranceapplicant投保人insuranceassessor保險公估人insurancebroker保險經(jīng)紀人insurancebusiness保險企業(yè)\保險業(yè)insurancecapacity承保能力insurancecertificate保險憑證\保險證書insuranceclaim保險索賠insuranceclause保險條款insurancecommission保險傭金insurancecompany保險公司insuranceconditions保險條件\保險契約約定條款insurancecontract保險合同insurancecorporation保險公司insurancecoverage保險范圍，保額insurancedeclarationsheet(bordereau)保險申報單(明細表)insurancedivision保險部insurancedocument保險單據(jù)insuranceexpense保險費insurancefond保險基金insuranceindustry保險業(yè)insuranceinstruction投保通知，投保須知insurancelaw保險法insuranceonlastsurvivor長壽保險insuranceperiod保險期限insurancepolicy保險單\保單insurancepremium保險費insuranceproceeds保險金（保險收入）,保險賠償金，保險賠款insurancerate保險費率表insurancesecuritization保險證券化insuranceslip投保單\投保申請書insurancesubject保險標(biāo)的insurancetreaty保險合同insuranceunderwriter保險承保人insurancevalue(insuranceamount)保險金額insurant被保險人，受保人insure保險、投保、保證insured被保險人insuredamount保險金額insuredloss保險損失insuredproperty參保物業(yè)InsuredValue保險價值insurer保險人、保險公司，保險商insurer(underwriter)承保人、保險人investmentinsurance投資保險Jjettison投棄Llawofinsurance保險法lawoflargenumbers大數(shù)法則leaflet說明書lessexposed損失可能性小letterofguarantee保函，保證書liability責(zé)任liabilityinsurance責(zé)任保險licensebond執(zhí)照保險lifeassured人壽保險投保人lifeexpectancy平均余命lifefund人壽保險基金lifeinsurance人壽保險lifeinsuranceactuary人壽保險精算師lifeinsurancereserve人壽保險責(zé)任準(zhǔn)備金lifeTable生命表lightdamage輕度破壞limits投保限額lineslips分保條liquiditysupport提供流動資金Lloyd勞合社loading附加費loading人壽保險附加費lossadjuster損失理算人lossoccurrence損失發(fā)生lossoccurringbasis損失發(fā)生基礎(chǔ)lossofprofit利損險lossparticipation分擔(dān)損失lossratio損失率lossratio賠付率losssettlement損失賠付mailcontractor承包商mainrisks主險maintenance保證期maliciousdamage惡意損害marineinsurance海上運輸保險，水險marinelosses海損medicalinsurance醫(yī)療保險mortalitytables死亡率表（用于計算保險風(fēng)險）multipleclaim多次（重復(fù)）索賠multipleinsurance重復(fù)保險mutualinsurance相互保險mutualinsurancecompany相互保險公司object標(biāo)的obligatoryreinsurance固定分保oceanmarinecargoclauses海洋運輸貨物保險條款ondeckrisk艙面險openpolicy預(yù)約保險單openpolicyinsurance預(yù)約保險originaldeductibles原始免賠額originalrate原始費率overinsurance超額保險overland（transportation）insurance陸上運輸保險parcelpostinsurance郵包運輸保險partialloss部分損失particularaverage(PA)單獨海損peril危險、危險事故perilsofthesea海上風(fēng)險permitbond許可證保險placement安排policy保單、保險單、保險契約policyholder保險客戶\保險單持有人policypackage承保多項內(nèi)容的保險單policyproofofinterest保險單權(quán)益證明policyreserves保險單責(zé)任準(zhǔn)備金policy-holder保險客戶policyholder保單持有者policy-holder保險客戶pool共保組合、合保pool聯(lián)營pooladministrator共保組合管理人portfolioentry未滿期責(zé)任的出帳portfoliooutgo未滿期責(zé)任的入帳possiblemaximumloss（PML）可能最大損失post-financing后融資post-funding后融資pre-financing先融資pre-funding先融資premium保險費premiumrate保險費率premiumrebate保險費回扣previouslosses既往損失primaryinsurancecompany原保公司、主保險商principal業(yè)主principleofcompensation補償原則priority分保自留額、自付責(zé)任priority(deductible)優(yōu)先（免賠額)proceeds收益professional專業(yè)險profitmargin利潤邊際property財產(chǎn)險propertycovered受保財產(chǎn)propertyinsurance財產(chǎn)保險proportionalcover比例分保proportionalreinsurance比例再保險proximatecause近因punitivedamage懲罰性損害pureendowments定期生存保險purerisk純粹危險raininsurance雨水保險rainstorm雨暴rate費率rating費率recovery追償金reinstate復(fù)效reinstated繼單reinstatement恢復(fù)保額reinstatementvalueinsurance重置價值保險reinsurance分保、再保險、轉(zhuǎn)保reinsured分出公司reinsurer分保人（分保公司）、再保險人rejectionrisk拒收險renewcoverage續(xù)保renewal續(xù)保；延期renewalpremium續(xù)保費renewingcoverage續(xù)保reserve準(zhǔn)備金retention自留、自留額returnperiod重現(xiàn)期revokelicense吊銷營業(yè)執(zhí)照riotinsurance騷亂保險risk險別、風(fēng)險、保險，保險額riskcarrier風(fēng)險承擔(dān)人riskcovered承保險項riskinsured承保險項riskmanagement危險管理riskpremium風(fēng)險保費\風(fēng)險貼水、風(fēng)險溢價riskunit危險單位riskscovered保險范圍salvagecharge救助費用salvagevalue殘值，獲救貨物或船舶的價值secondeventcover第二事件承保set-off